Joshua Talayka's (talayka) Blog

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Real Estate Agent - Chase Internatinonal

ARCHIVED BLOG POSTS

2009 

Freddie Mac released bulleting Number: 2009-5 on March 4, 2009 in support of the federal Making Home Affordable Program. The bulletin included eligibility requirements for the Freddie Mac Relief Refinance Mortgage. The following are key aspects of that Bulleting:Freddie Mac BulletingShould you ha...
06/09/2009
Per: Servicing Guide, Part VII, Section 504.02: Contacting Selected BorrowersPre-foreclosure Sales Commission guidelines are as followsFannieMae CommissionShould you have any questions or need further information,please don't hesitate to contact me, (775) 220-1630Or visit my blog at www.SellingNo...
06/09/2009
What is a Short Sale?Why would a mortgage lender agree to a Short Sale? What are the requirements to begin the short sale process? Will I be responsible to pay taxes on the amount forgiven? What if I don’t want to sell? Should I try a loan modification? See Short Sale Q&A for the answers to these...
06/09/2009
In February 2008, the Short Sales Work Group (established by NAR) met to put together a report which addressed Realtor’s concerns about Short Sales. The work group submitted its report in May 2008.The following recommendations were included in the report:NAR Short Sale ConcernsShould you have any...
06/09/2009
When the first lender carries out a foreclosure sale, the second mortgage lender may be able to take the following steps:See What Happens to the Second Mortgage if the First ForeclosesShould you have any questions or need further information,please don't hesitate to contact me, (775) 220-1630Or v...
06/08/2009
Everyday more and more Americans are at risk of becoming default on their mortgage, and simply do not know what they can do. You’ve tried contacting your lender via the (800) numbers on your bill to explain that you are not going to be able to make your payments for much longer, and want to know ...
06/08/2009
Many people make the mistake in thinking that because their lender foreclosed on their home, that they no longer owe on their debt. This is dangerous misconception. In the state of Nevada (check your state laws) after your lender forecloses, they may file a deficiency judgment against you.See Def...
06/08/2009
The U.S. Department of Housing and Urban Development issued Mortgagee Letter 2009-15 on May 11, 2009. A portion of this letter outlined the use of the First-Time Homebuyer Tax Credits for use as a Down payment on an FHA mortgage. Tax Credit Down Payment Joshua TalaykaChase InternationalOffice: 77...
06/08/2009
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