dale davis denver colorado: Honesty - 11/03/10 08:13 AM
Nothing can block the energy that honesty carries with it!
(4 comments)

dale davis denver colorado: Try serving others instead of yourself, you may be surprised at the outcome... - 10/28/10 09:28 AM
I must constantly remind myself that I am the trusted servant of others, NOT thier "governor" "teacher" or "instructor"
Sounds simple..... But again, I must CONSTANTLY remind myself of this.  Patience, open-mindedness and willingness to listen are the leadership quailities I seek and desire .
(3 comments)

dale davis denver colorado: Our problems of yesterday and worries of tomorrow - 10/14/10 07:57 AM
If you have more to do than seems possible and are worrying about the things you didn't get done yesterday and what needs to be done tomorrow.... Try focusing on God's will for you TODAY, not your problems... 
(2 comments)

dale davis denver colorado: Curbing Rashness - 10/12/10 09:15 AM
When we speak or act hastily or rashly, our ability to be fair minded and tolerant evaporates on the spot.  Being fair minded is a daily goal for me and I ask God DAILY to help me curb my speach when I am agitated.
(2 comments)

dale davis denver colorado: You get to decide how YOU feel - 10/08/10 09:01 AM
Every time we disturbed, no matter what the cause, there is something wrong with us...No matter how unreasonable others may seem, I am responsible for not reacting negatively.  No matter what happens around me, I choose what happens within me
(6 comments)

dale davis denver colorado: Excellence - 10/02/10 12:12 PM
Excellence: How can I be better today than I was yesterday
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dale davis denver colorado: Broncos 2010-2011 Season - 09/18/10 09:55 PM
GO Broncos !!!!!!!!!!!!!!!!!!!!
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dale davis denver colorado: Stress - 09/01/10 08:37 AM
Instead of behaving in ways that create stress, get better at adapting.  If you can't change the situation, change the way YOU handle it
(3 comments)

dale davis denver colorado: Check out my latest YouTube Videos on Short Sales and HAFA - 08/02/10 09:36 PM
 
http://www.youtube.com/watch?v=mtV1YrKh7V
http://www.youtube.com/watch?v=F8h6t7IwXHg
 
(2 comments)

dale davis denver colorado: Check out the Youtube Video I did on Short Sales - 05/08/10 11:01 PM
This is a basic introductory video that you can share with your sphere if you are doing short sales.  The idea behind this video and our upcomming series,  is to help people that are in a tough situation and don't know what to do.  Times are hard for ALL of us and we need to do what we can to help
 
http://www.youtube.com/watch?v=M9tcYtNaijg
(1 comments)

dale davis denver colorado: Short-Sale Incentives Start April 5th - 03/31/10 09:17 AM
Short-Sale Incentives Start April 5th Potential buyers of short-sale homes might consider waiting until April 5th before making a formal offer.That's the date the federal government will begin offering lenders financial incentives to hasten the process. Under the new rules, banks will seek a BPO before the property is listed for sale and let the sellers know a minimum number they are willing to accept. If the sellers bring a buyer with a good offer, the lender must accept it within 10 days.Not all sellers are eligible for the program, dubbed the Home Affordable Foreclosure Alternatives (HAFA), but enough are that it … (10 comments)

dale davis denver colorado: For the first time in three years, home prices in the Denver area showed an increase - 03/20/10 09:51 AM
For the first time in three years, home prices in the Denver area showed a year-over-year increase in the latest S&P/Case-Shiller Home Prices Index.
The report from Standard & Poor's, released Tuesday, reported home sales prices for November 2009. Out of 20 U.S. cities in the latest Case-Shiller Index, Denver was one of just four that showed a year-over-year increase in prices.
Denver-area home prices rose 0.5 percent between November 2008 and November 2009. The last time Denver saw a year-over-year price increase was in November 2006, according to a Denver Business Journal analysis of Case-Shiller data; it had 36 straight months … (0 comments)

dale davis denver colorado: The Grass is Always Greener...... - 02/28/10 01:25 PM
The grass is always greener on the other side" is an old cliche, but it isnt always true. The grass is green enough right where you are, no matter where that place may be, is just as green as any where else. And if it's not green enough to you, or it's all dried up, maybe it's because you are not watering it enough!
(2 comments)

dale davis denver colorado: FHA and MIP - 02/16/10 06:57 PM
Make sure you inform your clients that the MIP factor for FHA mortgage insurance is going up for case numbers after March 1st from 1.75% up to 2.25%!!!  This can mean a difference of anywhere between $2100 - $2700 for a $120,000 purchase price, or $5250 to $6750 for a $300,000 purchase price.  A $1500 swing is significant! 
Also be aware that your sellers can pay for the Upfront MIP on an FHA loan for the buyer!  This will ultimately reduce the amount of the financed loan amount. 
 
Sellers can still pay up to 6% for seller concessions on the … (4 comments)

dale davis denver colorado: How easily do you get irritated or offended? - 02/14/10 09:30 AM
How easily do you get irritated or offended?  When you are under pressure, do you remain calm, or do you get angry and aggitated....  Are you a joy or a jerk... Why do people become irritable?
The 2 key reasons that people are irritable are Stress and Selfishness.
Stress: Stress weighs you down and drains your energy.  It even weakens your health!!!!  It is usually caused by overworking, overplaying and overspending.  Other contributors are not getting enough rest, nutrition or excercise.  We ALLOW these deficiencies in our lives and then we become irritalbe
Life is a marathon, not  a sprint.  You … (0 comments)

dale davis denver colorado: The 2 Main Reasons People Are RUDE - 02/13/10 09:19 AM
The 2 main reasons people are rude are ignorance and selfishness. Neither of course , is a good thing.  A child is born ignorant of etiquette.  Adults, however, display their ignorance at another level.  You know the rules, but you can be blind to how you break them or be too self-centered to care.  In fact, you may not realize how unpleasant you can be.
Nothing irritates others as quickly as being rude.
Test yourself with this: Would your friends and coworkers say you're a blessing, or that you are.....
People who practice good etiquette tend to raise the respect level of the … (2 comments)

dale davis denver colorado: There are 2 main reasons why people are rude - 02/13/10 09:17 AM
The 2 main reasons people are rude are ignorance and selfishness. Neither of course , is a good thing.  A child is born ignorant of etiquette.  Adults, however, display their ignorance at another level.  You know the rules, but you can be blind to how you break them or be too self-centered to care.  In fact, you may not realize how unpleasant you can be.
Nothing irritates others as quickly as being rude.
Test yourself with this: Would your friends and coworkers say you're a blessing, or that you are.....
People who practice good etiquette tend to raise the respect level of the … (3 comments)

dale davis denver colorado: Kind People Simply Find Favor Wherever They Go - 02/08/10 09:12 AM
Patience is how you should "react" in order to minimize a negative circumstance, Kindness is how you should "act" to maximize a positive circumstance.  Kindness makes you likeable.
When you're kind, people want to be around you.  People may not remember what you say, or even what you do; but they will ALWAYS remember how you made them feel.
Instead of being obstinate, reluctant, or stubborn, try cooperating, being flexible.  Rather than complaining and making excuses, look for reasons to compromise and accommodate.  Have a willingness to listen, rather than demand your way.
Zig Zigler said "if you help enough people get what they … (1 comments)

dale davis denver colorado: Patience and Kindness - 02/07/10 08:57 AM
When you choose to be patient, you respond in a positive way to a negative situation.  You are slow to anger.  You choose to have a long fuse instead of a quick temper.  Rather than being restless and demanding, settle down and begin extending mercy to those around you.
No one likes to be around an impatient person.  It causes you to overreact in angry, foolish and regrettable ways.  The irony of anger toward a wrongful action is that it spawns new wrongs of its own. Anger almost NEVER makes things better.  In fact, it usually causes more problems.
Patience is … (4 comments)

dale davis denver colorado: We're Winners, Not Whiners - 01/30/10 09:11 PM
Stop thinking about what you don't want and start focusing your energy on your vision and what you do want.
The more you see it the more likely it will happen
(5 comments)

 
Dale  Davis (First Option Lending ) Rainmaker large

Dale Davis

Denver, CO

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First Option Lending

Address: 2000 South Colorado Blvd, Second Floor , Denver , CO, 80222

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