colorado: Nunca omita estos pasos antes de comprar - 11/01/11 12:02 AM
La mayoría de personas que quieren ver casas en venta en Denver y ciudades cercanas saben que este es el mejor momento para comprar. El inventario de bienes raíces disponibles en Denver sigue siendo bien alto y sugiero que no dejen pasar esta oportunidad.
 
El proceso para comprar casa no es difícil. Debe iniciar con los siguientes pasos:
 
1. Encuentre un prestamista local con quien pueda hablar en persona. Los prestamistas locales entienden el mercado mejor que las cadenas nacionales que sólo dan servicio en línea. Pídales que le presenten los mejores programas que tienen, tanto en términos de … (0 comments)

colorado: Cierto, está vendiendo a precio bajo ... ¡pero también está comprando bajo! - 10/30/11 06:10 AM
Las personas que están vendiendo su casa en Denver y ciudades cercanas pueden sentirse decepcionadas porque están vendiendo a un precio menor del que hubieran vendido hace algunos años. Como es de todos conocido, los precios se establecen por oferta y demanda; y la oferta es ahora mucho mayor que la demanda en la mayoría de mercados en Colorado.
Pero de igual forma que las monedas siempre tienen dos caras, cuando uno vende una casa en Denver para comprar otra, esta transacción también tiene dos caras. Así, estas personas están vendiendo bajo, pero también están comprando bajo.
Entonces la pregunta … (0 comments)

colorado: Para comprar casa: ¡Afine su lápiz y negocie como un experto! - 10/30/11 05:52 AM
Hola a todos. Me place compartir estos consejos con las personas que deseen comprar una casa en Denver y ciudades cercanas. Estos son las ideas principales para lograr que su oferta sea aceptada.
 
1. Manténgase informado sobre los precios de las casas en Denver o donde usted desee comprar. Su agente de bienes raíces le puede brindar información valiosa para este fin.
 
2. Escriba una carta al vendedor, para tratar de que lo vean como una persona, no sencillamente como una oferta. Explique por qué le gusta la casa y establezca una conexión personal.
 
3. Presente opciones que … (2 comments)

colorado: Life After the Tax Credit - 07/31/10 03:31 AM
(Spanish version at the bottom)
 
Source: RE/MAX June 2010 National Housing Report.
The Tax Credit brought a lot of buyers out last fall and again this spring, which gave a real shot in the arm to real estate. While that heightened volume cannot be sustained, home sales and prices still remain higher than last year due to interest rates at historically low levels and the lowest home prices seen in years. A monthly survey of 54 metropolitan areas reveals that closed transactions in June were 5.6% higher and prices 3.5% higher than during June 2009.
"There's no question, the tax … (2 comments)

colorado: Close by Sept. 30 to Receive Homebuyer Tax Credit - 07/31/10 12:45 AM
(Spanish version at the bottom)
Homebuyers who are eligible for a Homebuyer Tax Credit have until Sept. 30 to close the transaction and receive the credit.
Congress has extended the closing deadline, which had been June 30, by three months. The action affects an estimated 180,000 homebuyers who, because of circumstances beyond their control, had been unable to close on their purchase by the original deadline.
One factor in the backlog is that many of these transactions are Short Sales that often require extended time to complete.
The National Association of Realtors estimates that 4.4 million people have received the credit … (2 comments)

colorado: What is a CDPE? - 07/29/10 12:12 AM
(Spanish version at the bottom)
A Certified Distressed Property Expert® is a real estate professional with specific understanding of the complex issues confronting the real estate industry, and the foreclosure avoidance options available to homeowners. Through comprehensive training and experience, CDPEs are able to provide solutions for homeowners facing hardships in today's market, specifically short sales.
The prospect of foreclosure can be financially and emotionally devastating, and often homeowners proceed without guidance of any kind. The developers of the CDPE Designation believe that the best course of action for a homeowner in distress is to speak with a well-informed, licensed real … (6 comments)

colorado: Good news for people struggling to make payments - 07/17/10 08:38 AM
SPANISH VERSION AT THE BOTTOM
            Even though there are other options for homeowners, an average of seven out of ten homeowners affected by foreclosure proceed without any professional assistance.  Brokers with the Certified Distressed Property Expert certification (CDPE) have gone through extensive training to understand the options and solutions available to homeowners facing foreclosure.  One of these options is what is known as a "Short Sale".
            They are called Short Sales because the homeowner's lender agrees to sell the home for less than the balance due on the mortgage.  Although the process is not new, the U.S. Treasury Department … (0 comments)

colorado: How long does it take to sell a house? - 09/19/09 06:23 AM

 
SPANISH VERSION AT THE BOTTOM.
The image above shows the four factors that determine how long it takes to sell a house. As you can see, there are many things that need to be handled well for a relatively quick and successful sale. A professional agent participates actively in the four factors, and it is to the owner's advantage to listen to his agent's advice carefully.
If you want to buy or sell a house in Denver, Highlands Ranch, or nearby areas, please visit www.BargainHomeHunter.net and fill out the Quick Information Request form.
 
SPANISH VERSION
La imagen de … (2 comments)

colorado: Set price to get maximum amount of money - 09/19/09 06:20 AM

SPANISH VERSION AT THE BOTTOM.
As the chart above illustrates, if the asking price is too high, typically what happens is that the price is dropped after a few weeks. Then it is dropped again after a few more weeks. By the time the price is dropped to the market value, buyers have lost their interest or will present low-ball offers because they think that by then the owner is desperate or that there is something wrong with the house.
Our advice is: to get the highest amount of money from the sale of your house, always set the price … (3 comments)

colorado: Many real estate agents don't want you to know this!! - 09/19/09 06:17 AM

SPANISH VERSION AT THE BOTTOM.
Many agents don't want you to know that not all real estate agents are the same; some offer better services than others and can get you better results. Whether you are buying or selling a house, when choosing an agent, you should ask these questions:
What is their company's market share? The bigger the market share, the more likely it is that they will have access to more buyers and sellers. Do they offer free e-mail updates of the houses that are coming up in the market? Do they have access to online training that … (0 comments)

colorado: Bloggers - Your opinion please - Pricing question. - 09/07/09 09:07 PM
Hello everyone! I have never lived through this before and I would like to have your opinion if you have a moment. There is a new Target about to open in my farm, and I am wondering how will home prices be affected when the store is open. What has happened in other areas? What´s your experience?
My farm is a middle-upper class community in Colorado, with average price around $300k. The only other big store in the neighborhood is Home Depot. Then, there is Safeway and King Soopers, and of course small stores adjacent to the grocery stores. The closest … (23 comments)

colorado: 5 Reasons To Buy Today / 5 Razones Para Comprar Hoy - 07/19/09 04:14 AM

SPANISH VERSION AT THE BOTTOM
5 Top Reasons To Buy Today!
With so much going on in the real estate market in Denver, should you buy today or wait a few more months? Allow me to share with you why I think that it is important that you buy a house as soon as possible. (You can find more information in www.BargainHomeHunter.net).
Interest rates are at their lower level in more than 40 years and you can leverage this by locking in a long-term, fixed rate with your lender. You will be able to afford more home and you will … (2 comments)

colorado: Avoid these big mistakes / Evite estos grandes errores - 07/02/09 11:07 PM
 
See Spanish version at the bottom.
  
What are the biggest mistakes that investors make?
•1.     Buying at too high a high price.
•2.     Spending too much money on improvements (over improving the property).
•3.     Do not treating this as a business from the beginning.
•4.     End-up with a property that is high-priced for the neighborhood.
•5.     Not getting the necessary building permits. Don't cut corners, you will eventually get caught.
•6.     Not comparing apples-to-apples; for example, you need to factor in the concessions that your competition has made to arrive at the true sales price of your house.
•7.     … (0 comments)

colorado: What’s Hot, What’s Not in Denver real estate / Qué se Vende y qué no se Vende en bienes raices en Denver - 02/13/09 05:03 PM
What is your average body temperature if you put one foot in cold water and one foot in hot water? The average sometimes doesn't make sense, does it? The same thing happens in real estate: an average of what is going on in the market does not make sense and it is necessary to look at the specifics of each neighborhood to have a good understanding of the state of the market.
Here is some information to illustrate this point. Even though this trend continues throughout 2009, I will use total 2008 figures from Metrolist for this analysis, to have a … (2 comments)

colorado: Denver real estate and the stimulus package / Bienes raíces en Denver y el estímulo del Gobierno - 02/07/09 07:07 AM
SPANISH VERSION AT THE BOTTOM.
The stimulus that has been planned by the Government can affect you positively if you plan to buy a house in Denver.
Whether we like it or not, it is very likely that the Government will approve the huge package in February. Many people recognize that the real estate industry needs this stimulus urgently and lower interest rates as well as a tax credit.
Nobody likes to see the Government wasting the taxpayers' money and it seems that some funds will go to waste and will not create any jobs. However, we are not living normal … (3 comments)

colorado: Más Información en Línea Para Compradores / More info on line for buyers - 12/23/07 06:26 AM
PLEASE SCROLL DOWN FOR ENGLISH VERSION 
Los últimos 18 meses han sido un período de ajuste en el mercado de bienes raíces, lo que ha resultado en mayor número de casas en venta y muchas veces en precios más bajos. Esto representa una oportunidad para muchas familias Hispanas, quienes han alcanzado una mejoría económica significativa, según reporta el Census Bureau's Current Population Survey. Según esta encuesta, la tasa de pobreza de los Hispanos se ha reducido en una tercera parte (de 30.7% en 1994 a 20.6% en 2006). Muchas familias están aprovechando esta situación para adquirir su casa, ya sea con ITIN … (1 comments)

colorado: Ponga un profesional a su lado GRATIS / Put a pro on your side FREE - 12/23/07 06:19 AM
PLEASE SCROLL DOWN FOR ENGLISH VERSION 
Cuando usted entra a un distribuidor de coches y es atendido por un vendedor, no existe ninguna duda de que el vendedor trabaja para el distribuidor y vela por los intereses del mismo. Esto es igual que lo que sucede cuando usted está evaluando casas: los agentes no trabajan para usted, sino para el dueño de la propiedad, a quien le deben la responsabilidad legal de velar por sus intereses.
Sin embargo, cuando usted contrata un Agente de Compradores, usted se convierte en el "jefe" del agente, quien le corresponderá con una obligación legal de velar por sus … (0 comments)

colorado: Familias podrían perder dinero / Families could lose money - 12/23/07 06:15 AM
PLEASE SCROLL DOWN FOR ENGLISH VERSION 
Muchas familias pueden perder la oportunidad de un mejor futuro financiero por no invertir en la compra de su casa. Es bien sabido que la compra de una vivienda es una experiencia gratificante y que ser dueño de una vivienda produce una inmensa satisfacción personal. La casa propia también se convierte en el orgullo de la familia y el lugar que sus hijos recordarán por muchísimos años. Pero además de todo esto, usted puede estar perdiendo dinero por no tener casa propia. ¿Está usted gozando de lo siguiente?
Mayor reembolso anual de impuestos: Lo que paga en … (8 comments)

 

Tere Cardenas

MBA - Colorado

Denver, CO

More about me…

RE/MAX Alliance

Address: 1873 S. Bellaire St. #700, Denver, CO, 80222

Office: (303) 718-3632

Mobile: (303) 718-3632

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