Eleanor and Steve Thorne's Blog

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Mortgage and Lending - River Community Bank, NA NMLS 60596
Johnston County biased blog dedicated to providing information about FHA, VA mortgages, USDA home loan and conventional mortgage loan information for Smithfield, Clayton, Benson, Wilson Mills, Dunn, and other parts of Johnston County. Highly experienced mortgage loan officers with some of Today's Best priced mortgage loans!
RECENT BLOG POSTS
Veterans who are interested in buying a new home in 2014 are in luck!  The mortgage interest rates are still very low, and the price of housing in North Carolina is very affordable.  There are predictions that VA Loan Rates 2014 will go as high as 5% before the end of the year!  Because of Legisl...
07/29/2014
We talk so many first time home buyers every week, and often times the conversation starts with, How do I start the HomeBuying Process - They’ve looked online, they’ve talked to friends… and they’ve gotten the notice from their landlord that their Rent is going up. It’s pretty easy to calculate w...
07/15/2014
USDA Loans are perfect for people who want a home in a little more rural area.  USDA Loans have no down payment requirement, and Sellers can pay closing costs… meaning you can buy a home with a USDA Loan with PENNIES out-of-pocket! The payments and Mortgage Rates for USDA Loans are some of the l...
04/10/2014
January 23, 2014 by Eleanor Thorne First Time Home Buyers in North Carolina often ask us questions about mortgage loan, and mortgage rates – because no one wants to pay more than you should!  Here are some practical tips on how to shop for a Mortgage Loan, that have been written based on our year...
01/29/2014
Looking for a home in Charlotte, Mint Hill, Belmont or Monroe? If you’re like most people we talk to you want to get the mortgage loan that a) you can get approved for and b)has the best terms.  FHA Loans in Charlotte are one of the most sought after programs available.  More people are trying t...
01/08/2014
Are you tired of having to clean up after roommates?  Tired of trying to find a parking space, or all of the music at all hours of the night coming from the unit above you??  Tired of Renting?  Buy a House! Then take the Percent that the North Carolina Housing Finance Agency and the State of Nort...
12/27/2013
FHA Mortgages in Raleigh NC FHA Loans Raleigh NC are so popular because we have such a vibrant relocation population and we are a HUB for First Time Home Buyers in NC.  The FHA Loans Raleigh NC Program allows folks to buy a house with a non-owner occupying co-borrower, obtain gift funds for the ...
12/17/2013
Many folks are interested in the USDA Home Loan NC program - it is not just for First Time Home Buyers, however, the program does not require ANY down Payment!  So it's very affordable.  After understanding how the program works, the next question most folks have is what are the minimum credit sc...
12/16/2013
There are known changes coming to the USDA Loan program in NC when the maps change this fall.  And then there are the subtle changes we've noticed in the last 2 or 3 months - as USDA Home Loan underwriters are requiring more documentation, and frankly look at loans in a much more conservative pos...
06/27/2013
Eastern North Carolina neighborhoods that currently qualify for USDA Home Loans in NC, will lose that program this fall when the USDA Maps Change.  In particular, neighborhoods near Wilson, Rocky Mount, New Bern, Kinston and Greenville NC will see some changed. Unlike most parts of NC that have e...
06/27/2013
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Steve and Eleanor Thorne

Mortgage Loan Johnston County
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