toby john williams: 4 Bedroom, 2 Bath Home for Sale in N. Patchogue, NY - 08/06/13 08:54 AM
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toby john williams: 2 Bedroom, 1.5 Bath Condo for Sale Artist Lake, Middle Island, NY - 08/06/13 08:14 AM
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toby john williams: Beautiful, Young, Private Location, Home for Sale in Brookhaven Hamlet - 07/22/13 02:17 PM
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toby john williams: Mother Daughter Contemporary Home for Sale in East Patchogue, NY - 07/22/13 01:33 PM
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toby john williams: Happy Saint Patrick's Day - 03/17/13 06:35 AM

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toby john williams: Open House 2/17/13 2-3:30 New Listing 55 Putnam Ave, N. Patchogue - 02/17/13 06:23 AM
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toby john williams: Short Sale vs Foreclosure – 10 Common Myths Busted - 02/13/13 09:52 AM
It’s likely you’ve heard the term “short sale” thrown around quite a bit. But what, exactly, is a short sale?
A short sale is when a bank agrees to accept less than the total amount owed on a mortgage to avoid having to foreclose on the property. This is not a new practice; banks have been doing short sales for years. Only recently, due to the current state of the housing market and economy, has this process become a part of the public consciousness.
To be eligible for a short sale you first have to qualify!
To qualify for a short … (2 comments)

toby john williams: Gated Condo in Medford, Built 2005, 3 BR, 2.5 Bth, Basement & Garage! - 01/16/13 12:21 PM
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toby john williams: Data shows Long Island home loan numbers plummet since 2005 - 01/11/13 05:29 AM

The number of Long Islanders getting home loans has fallen by nearly two-thirds since 2005 -- when the housing market was heating up -- according to federal housing data.
Low-income and minority communities were especially affected, with fewer than a dozen home loans approved in some neighborhoods in 2011, compared with the hundreds each year that were originated just six years before.
Mortgage market experts attribute the lending downturn to far tougher loan standards, combined with higher unemployment rates, lower incomes and lower credit scores in pockets of the region, as well as home value declines. What's more, Long Islanders have become far less likely … (0 comments)

toby john williams: Young Adults and Homeownership - 01/10/13 11:27 AM

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toby john williams: WHY I THINK HOME PRICES WILL RISE IN 2013 - 01/08/13 09:23 AM
 
Interest rates are amazing low!

Inventory for homes available for sale is way down!
The rule of economics, Supply and Demand.  Low prices, low interest rates combined with low inventory shows that Supply is low while demand is high! 
Congress didn’t allow us to fall off the fiscal cliff, the home mortgage deduction is still with us, so 2013 is a great year to buy a home!  Owning a home is still the American Dream that is achievable!  Did you know FHA mortgages still only require a 3.5% down payment? Conventional loans usually want a 10% down payment.
Bankrate.com … (0 comments)

toby john williams: DOUGLAS ELLIMAN, a new name, same great service! - 11/16/12 06:02 AM
 
Douglas Elliman (formerly known as Prudential Douglas Elliman) has over a 100 year history as a premier real estate company in New York.  With over 60 offices in New York, from Westchester, NYC, Long Island and the Hamptons, we are ready to serve you!
The Spouses Selling Houses  team of Toby & John T. Williams are a Top Producing Team in the Central Suffolk Office.  We have relocated from Route 112 in Medford to the TFCU Building, now the Heron Building at 2410 North Ocean Avenue, Farmingville, NY 11738
With over 20 years full time experience listing and selling real … (0 comments)

toby john williams: Would You Buy on the Waterfront? - 11/15/12 11:57 AM
November 2, 2012  NY Times   Would You Buy on the Waterfront? By MICHELLE HIGGINS IF tropical storm Irene last year was an eye-opener, Hurricane Sandy was a reality check.
Waterfront property in the New York area is some of the most coveted in the nation, but after back-to-back years of supposedly once-in-a-generation storms, public officials, developers, brokers and homeowners are being forced to re-evaluate.
Although real estate experts say property values are unlikely to suffer in the long term, it is possible that new zoning and planning regulations — and buyers’ expectations — could reshape how residential housing along the water is built, … (2 comments)

toby john williams: The Heron Building - Our New Home - 09/10/12 11:00 AM
 We’ve helped thousands make their move.
Now we are making ours!
We are very excited to announce that on Thursday, September 13, 2012  our office is moving (we outgrew old old space!) into the newly renovated Heron Building located at 2410 N. Ocean Ave on the corner of Horseblock Rd.
Our phone numbers remain the same! You can reach us anytime at 631-363-5434  or on the cell at 631-560-1912
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toby john williams: Should I Rent My House If I Can’t Sell It? - 08/06/12 10:15 AM
There has been a lot written about how buying a home is less expensive than renting one in many parts of the country. Rents are skyrocketing and homes are at bargain prices. These two situations are also causing some sellers to consider renting their home instead of selling it. After all, they can get great rental income now and perhaps wait until house values increase in the future before selling.
This logic makes sense in some cases. We at KCM believe strongly that residential real estate is a great investment right now. However, there is a huge difference between deciding you … (0 comments)

toby john williams: Open House Sunday, 7/29/12 12-2PM, 4 Bedroom, 2 Bath Coram - 07/27/12 05:26 AM
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toby john williams: OPEN HOUSE Saturday 7/28/12 12-2PM, 3 Bedroom-Bellport, off Woodside - 07/27/12 05:23 AM
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toby john williams: Short Sales vs Foreclosures: the Seller - 07/27/12 05:05 AM
Short Sales vs Foreclosures: the Seller  
Real estate professionals are handling an increasing number of distressed properties. Which is a better alternative for the seller – short sale or foreclosure? Here are the advantages of doing a short sale:
It allows a more dignified exit from the home. In a foreclosure, an official eventually comes to the home and tells the occupants to leave – immediately. In a short sale, the seller knows the closing date and can prepare in advance for the move. In many cases, their neighbors, friends and family needn’t even know of their financial difficulties.
The … (4 comments)

toby john williams: Where are House Prices Actually Headed? - 05/23/12 06:02 AM
Where Are House Prices Actually Headed? by THE KCM CREW on MAY 22, 2012 
We are often asked where we believe home values are headed. To answer this question we want to quote three separate reports that have been published in the last 60 days: the Home Price Expectations Survey (HPES), the Urban Land Institute Real Estate Consensus Forecast (ULI) and the Demand Institute’s Report (DIR): The Shifting Nature of U.S. Housing Demand. Here are their projections:

A slow but steady return is projected by all.
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toby john williams: OPEN HOUSE 44 Lama Dr, Shirley Saturday 5/12/12 12-2PM - 05/11/12 06:04 AM
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