Thomas OBrien's (tomkat) Blog

Real Estate Agent - RE/MAX Platinum Properties
As of December 19, 2012  there are only 2 Margate NJ short sales listed under single family homes for sale.  One Margate short sale for sale is only $291,000.  It is a 4 bedrooms, 1.5 baths cape cod with a detached garage.   The other single family margate short sale is a 4 bedroom 3 bath split l...
Atlantic County Real Estate Update Don't Miss the Recall Occasionally, you hear about an important recall on a product you have and you take care of it immediately. However, if you were to miss such a notice, it could put you or your family in jeopardy.   You can subscribe to the U.S. government'...
  Atlantic County Real Estate Update     When Mortgage Debt is Cancelled   The Mortgage Forgiveness Relief Act of 2007 was passed by Congress to avoid additional financial hardship that some homeowners might experience due to a foreclosure or short sale. The law affects mortgage relief that occur...
  Atlantic County Real Estate Update   FHA Fees Going Up April 1st   FHA has raised the annual Mortgage Insurance Premium to 1.25% beginning April 1st. MIP is required on all FHA loans and used to fund losses by lenders for borrowers who default on their mortgages. As of June 1st, FHA loans in ex...
"If it isn't broke, don't fix it" is certainly popular advice, but if you've ever had a serious plumbing leak, you certainly wished you had taken care of the problem earlier. Washing machines, like all appliances, are supposed to work and when they don't, it's time to have them fixed or replaced...
Ventnor 2 bedroom 2 bath Rancher 08406 SOLD!   A rare modern Ventnor 2 bedroom rancher. Less than 30 years old. 2 large bedrooms, 2 full baths! Newer hardwood floors and some updating has been done. Walking distance to the Ventnor beach, boardwalk, fishing pier, library. Quiet Ventnor street on t...
  Regardless of what a lender quotes on mortgage rates, the actual rate paid by a borrower is based on a number of variables. Lenders determine whether to loan money and at what rate based on the risk involved with the transaction. Factors that increase the risk that the loan will be repaid will ...
Cash for Short Sales in Atlantic County Atlantic County Short Sales are More Valuable Than Ever! Avoiding foreclosure is always a smart move, but now there are incentives for Home sellers in Atlantic County that make it even a better one. Short sales and deeds-in-lieu are dignified solutions to ...
  7 Short Sale Myths in Atlantic County There are millions of homeowners just like you who are looking for answers and don’t know what to do. You’re not alone and you’re in the right place. As a Certified Distressed Property Expert, I have training and experience in providing solutions to homeown...
  In search of an honest man       Similar to Diogenes’ search for an honest man, homeowners want someone to do quality repairs at a fair price. The task appears reasonably easy but if you’ve ever tried to locate someone to fix something, you know just how difficult it is.   Finding a list of com...

Thomas OBrien

Atlantic County Short Sales Agent, CDPE
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