Denise Toliver's (tres4uhomes) Blog

Real Estate Sales Representative - Toliver Real Estate Solutions, LLC



When my husband & I bought our first house in a starter community, he did not want to be in a community with an HOA.  He did not need anyone telling us what could/couldn't be done on our own property.  After some shopping, we found a great little community of starter homes with NO association.  W...
Posted about 4 years ago
I've been catching up on reading some of my favorite sites.  I stumbled across several great articles on the FreddieMac website on Renting vs Buying a home.  I know this is not a new subject;  however, there seems to be a somewhat different twist to this theme related to timing.  I believe the Re...
Posted about 4 years ago
In the time where rental house tentants are being scammed out of their security deposits and 1st month rent.  Is their a safe way to put up deposit money with a 3rd party;  Both Landlord and Tentant interest are protected by the trusted 3rd party until applicant screening is complete and lease pa...
Posted about 4 years ago
For years we have known that being financially irresponsible can have a negative impact on your credit score.  It has only recently been speculated on how much wreckless acts can truly hurt your creditworthiness.  A credit Q & A page on the popular website provides some useful insights...
Posted about 4 years ago
The national driving rate for 2009 was 55 cents/mile and is tax deductible.  This can be a welcome source for reducing your income tax liability.  The IRS has reduced the allowable rate to 50 cents/mile for 2010.  The justification for the reduction is due the significantly lower gasoline prices ...
Posted about 4 years ago
I've had several conversations with other Realtors and home owners about the "Home Affordable Modification Program" (HAMP);  The President's Mortgage Relief Program was designed to give hope to the destressed homeowner.  Several homeowners I know applied and were approved for trial period plans b...
Posted about 4 years ago

Denise Toliver

Rowlett Real Estate -
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