Services for Real Estate Pros -
Michael Urbanski is the chief executive officer or Heavy Hammer, Inc., and Headquartered in Annapolis, Michael oversees the online networking and consulting company advocating for American homebuyers, connecting them with trusted experts and valuable resources. Driving one of the most widely used suites of foreclosure Websites, Heavy Hammer delivers all-inclusive, free lists of foreclosure properties to more than 500,000 homebuyers monthly. In business since 1998, Heavy Hammer has focused on geographically-based ad serving technology and processes allowing thousands of professionals to target specific locations, connecting directly with consumers in specific locations. Starting with, this group of sites now includes more than 30 state- and region-specific sites.
According to two studies conducted by the University of Chicago and Northwestern University,  the number of  homeowners defaulting on their mortgage (when the value of the home is less than the value of their mortgage) has increased significantly in the last year from 22% in 2009 in March to 31% ...
A new study by The Federal Reserve Bank of Atlanta shows a direct connection between people's "financial literacy," and "numerical abilities," and their liklihood of experiencing the loss of their home through foreclosure. Unsurprisingly, those who are less financially literate fare worse as home...
The State of Maryland has passed a new foreclosure mediation law that takes effect July 1. The Baltimore Sun published a Q&A interview with Raymond A. Skinner, the state's secretary of housing and community development, in which he explains the details of the new legislation and implications for...
According to new reports, home foreclosures in Maryland have gone up 80 percent compared to this time last April. In February, Heavy Hammer Inc., and predicted a doubling of real estate foreclosure rates in 2010. As we're seeing, a confluence of factors driven by financial industry prac...
I meet many homeowners who are frustrated because they have lost equity in their homes and are now upside down where they owe much more than the home is worth.  The repeated story I hear is that they had been planning to purchase a larger home but got caught up in the real estate slump. I started...
  If you are thinking about Selling your home or Buying a home in the Dallas / Fort Worth area,  you can click on to obtain a free marketing report to see what is going on in your neighborhood or your desired neighborhood... Archway Realty, LLC is a full service Real...
The data for 1Q12010 is in, and it shows that foreclosure filings — default notices, scheduled auctions and bank repossessions — were reported on 932,234 properties in the first quarter, a 7 percent increase from the previous quarter and a 16 percent increase from the first quarter of 2009. One i...
Twitter for Real Estate agents? - Step 3: adjust your Twitter settings We found Twitter to be everything but what we incorrectly assumed prior starting using it for our online real estate presence. I thought it was rather a silly technology and concept. I was so wrong...Twitter is so much more......
This post explains what FICO is, how a FICO score is calculated and what the implications are for homebuyers. FICO stands for Fair Isaac & Company. Credit scores are reported by each of the three major credit bureaus: TRW (Experian), Equifax, and Trans-Union. The credit score does not come up exa...
Because HUD foreclosure  homes have typically been vacant for an extended period of time, often without any utilities turned on, extra care must be taken during inspection. HUD is working with its private marketing and management contractors (M&Ms) to come up with an efficient way of getting util...

Tim Fry

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