VersaLand Real Estate Auctioneers

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A fellow 'lander' contributed to this post.  I think the author of this LandFlip article has written a perfect commentary on the current state of the U.S. financial system. Many more Americans own corporate stock than rural land. Why do we invest in stock, which is risky, rather than land, which ...
We've been reading the Journal, watching CNBC, how is the whole Fannie Mae/Freddie Mac bailout going to effect citizens of the U.S.? Well, in the short term.......better lending rates.  A local credit union is quoting 5.375% for a 30 yr fixed mortgage TWO DAYS AFTER the federal government announc...
Time to Transfer: Now What? Retirement. That can be a daunting word for many farmers. What can be even more daunting, however, is transferring the family farm upon retirement. Farm transfer doesn't have to be a frustrating, scary, feud-filled process, however. Especially when you seek help from p...
Small Business retirement plans If you are a small business owner and want to start a retirement plan, here are two plans you might want to consider: the SEP IRA and the SIMPLE IRA. SEP IRA (Simplified Employee Pension Plan – IRA) Eligibility: Any business owner or self-employed individual can st...
Checklist for beginning to think about retirement planning ü What do you want to do with your time? ü Would you like to work part-time, on or off the farm? ü Do you want to do volunteer work, help family members, enjoy your hobbies? ü Will you quit farming, sell the farm, move? ü Will you stay wh...
Planning for the transfer of your assets to your loved ones is a heartfelt decision.  Estate planning is a crucial part of everyones finances.  I have organized a six part series to best outline the steps necessary for proper estate planning.  If you have any questions regarding estate planning, ...
Step 2. Take Stock of the Present This step is critical because it is the foundation of your entire estate plan. You can save time and money if you have the following information ready before your first visit to an attorney. The following checklist is a summary of information that your attorney w...
Step 3. Develop Objectives One of the most important steps in doing an estate plan is to determine your objectives. What do you want to accomplish? Your objectives may be very different from those of your neighbors or even from other family members. You and your spouse should do this sheet separa...
Step 4. Choose Professional Advisors, a Guardian, and a Personal Representative You will need to choose several advisors. Some of the advisors will be professionals and some will be personal. Think of this step as developing a team of talented players who will help you find the way to reach your ...
Some notes from the 4H events at the Iowa State Fair, courtesy of Iowa State Extension A shirt from a garage sale, pants from a consignment store, a retro or vintage jacket from Mom or Dad's closet: these are the fashion building blocks that Iowa teens will be using as they prepare their recycled...

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