winter baserva: Good News! FHA will keep funding flips! - 04/02/12 12:03 PM
 90-day resales receive extension through 2012!  

Good news again for investors as the FHA (Federal Housing Administration) has extended the waiver for the 'anti-flipping' rule for another year. This means that buyers will be able to continue to purchase homes that have changed hands within the last 90 days.
This is really good news for investors since the FHA loan is popular with first time home buyers, and investors who rehab and flip properties will continue their appeal with buyers who don't have large cash reserves.
The anti-flipping rule was put into place in 2003 to protect the FHA from … (2 comments)

winter baserva: March and April best months for Open Houses - 03/23/12 12:10 PM
Ah, Spring is in the air, well actually it's that yellowish fine mist of pollen that creates incessant irritation for some and mild annoyance for others. That said, Spring, March and April to be exact, is the perfect time for Open Houses according to Trulia's Housing Market Calendar.

So, go ahead with your Spring cleaning, and then get ready for your Open House! In March and April many buyers, who will be looking to move over the school summer break and be in their new home before school starts back up, will be looking for Open Houses to attend. This is the time buyers … (2 comments)

winter baserva: 2012 Home Sales on the Rise Predicts Fannie Mae - 01/24/12 04:01 PM
Fannie Mae economists are predicting incremental steps forward in the housing sector for 2012, albeit refinances will fall. "The second half of the year should outpace the first six months in terms of growth, though fiscal policy and political uncertainty in Washington will likely drive consumer and business activity", the mortgage giant states.
According to Chief Economist Doug Duncan positive consumer activity and challenges in housing and the global economy will equate to moderate growth for the year.
"We're entering 2012 with decent momentum, especially on the employment side, which is fostering positive household and consumer behavior," Duncan said, "Unfortunately, we … (0 comments)

winter baserva: SELLING Your Home During the Holidays! Get Ready to Sell Your Atlanta Home Now! - 11/23/11 02:53 PM
 
I know what you're thinking "What! sell my house during the holidays....You've got to be kidding me! With all the shopping, baking, tree decorating, parties, and on and on why in the world would I want to put any more STRESS into my holiday season!"
It's fairly common for most sellers to have this mindset, that "Winter" months equals a NO SALE season. Allow me to debunk this common myth. While showings can be stressful during a time when there is family over or on a Sunday while you’re putting up a tree, there are substantial reasons why the end … (2 comments)

winter baserva: FIVE REASONS WHY BUYING A HOME NOW IS A GREAT IDEA! - 11/17/11 02:36 PM
If you’ve been one of those sitting on the sidelines watching others take advantage of the current influx of great deals flooding the housing market, it’s time to get off the bench and get in the game!
Here are the top five reasons why homeownership is a sweet deal right now!
 
1. Equity:
 
When you rent you are paying someone else for the privilege of living in their home. You might as well be throwing your hard earned money out the window. You are making your landlord comfortable though, so on his behalf, thanks! While it’s true that … (0 comments)

winter baserva: HOME OWNERSHIP ON THE UPSWING! - 11/16/11 04:52 PM
 
HOME OWERSHIP IS ON THE UPSWING!
 
 
According to a recent Census Bureau report, the homeownership rate posted a surprising rise in the third quarter, after falling to a 13- year low during the second quarter.
While it’s still true that foreclosures are still  putting the squeeze on some homeowners, and reluctant buyers are still holding off for the proverbial 'bottom'; this third quarter rise is posted as the first rise in two years.
 However encouraging, the 0.4 percent increase, which increased the homeownership rate to 66.3 percent for the third quarter, was not large enough to post an … (1 comments)

winter baserva: Real Alert app offers up peace of mind for real estate agents - 11/08/11 11:20 AM
 
 
Looking for the quickest way out of an emergency situation?  Well now there's an app for that!
 
I recently came across an interesting article describing how an Austin woman has developed an iPhone application to protect herself and others called Real Alert. Michelle Jones, a realtor, wanted a way to protect herself while showing homes and meeting with strangers. One of her friends in the business was attacked during an open house in Austin. "You just never know when you are going to meet with someone who is a creep," Jones said. She and her husband brainstormed ways … (0 comments)

winter baserva: President HARP’s on new program to assist Homeowners Looking to Refinance - 10/31/11 03:11 PM
 
Obama’s HARP is playing in Washington for homeowners who may be underwater with their mortgages!
 
The current Administration’s Home Affordable Refinance Program (HARP) has been designed to assist homeowners in refinancing their mortgages – even if they owe more than the home’s current value.  The program allows refinancing of qualifying loans if the borrower owes up to 125 percent of the home’s value. Since its inception however, 9 out of 10 of eligible homeowners have failed to take advantage of this government program.
 
The HARP program will allow homeowners who have made timely mortgage payments in the … (0 comments)

winter baserva: Winter Baserva, Atlanta’s Real Estate Expert is the Only Agent to Be Featured On HGTV’s House Hunters Atlanta…Twice! - 10/12/11 12:56 PM
Winter Baserva, Atlanta’s Real Estate Expert is the Only Agent to Be Featured On HGTV’s House Hunters Atlanta…Twice!
 
 
Shooting my first episode on HGTV’s House Hunters in 2010, “Pampered Pooch" was such an amazing experience. My clients Kelly & Brian had set out to find their perfect Brookhaven Home and we were able to capture all of the good, bad and ugly of the home buying experience. It truly bonded us along the way as well. Here is a little scene from my first episode, Pampered Pooch:
 
 
 
                      
 
 
If you aren’t familiar … (2 comments)

winter baserva: The One Call a Listing Agent NEVER wants to get! - 08/18/11 11:41 AM
 
As I flew out the door headed to my seller’s house I went over in my mind what the showing agent had said, “The basement carpeting is soaked, can’t tell where it’s coming from, better let the owner’s know!” Yeah, not so easy to do since my seller was out of the country, with no return in sight. As I opened the lockbox and headed for the basement I hoped for the best, but feared the worst. The carpet was wet in different places, and I couldn’t tell where the water was coming from. My mind immediately kicked into recovery … (2 comments)

winter baserva: FREE FORECLOSURE & SHORT SALE LISTS at 760 Spalding Drive in Atanta THIS SUNDAY, Feb. 27, 2-5!!! - 02/24/11 07:28 AM
FREE FORECLOSURE & SHORT SALE LISTS at 760 Spalding Drive in Atanta THIS SUNDAY, Feb. 27, 2-5!!!
Got FORECLOSURE and SHORT SALES LISTS??? WE DO! And, We're Giving them away for FREE THIS Sunday AT 760 Spalding Drive, Atlanta.
GOOD DEALS come in ALL forms INCLUDING regular sellers TOO. And, if you happen to be looking for the best deal in Sandy Springs come check us out!!!!
OPEN HOUSE SUNDAY 2/27: 2-5 PM! And, have the opportunity to capitalize on this ONE-OF-A-KIND GEM without dealing with ANY BANKS!!!!
 

IF .......
*You DON'T need an abundance of space.*You want a "small home" … (1 comments)

winter baserva: Fannie Mae First Look Initiative...What Does it Mean to You?? - 01/20/11 12:25 PM
Fannie Mae First Look Initiative...What Does it Mean to You??
Fannie Mae has initiated a new program called the Fannie Mae First Look Initiative and many are confused about EXACTLY what this means to them. For end users (someone looking to live in the home), this is GOOD NEWS. This means that you have the right for 15 days to get "first dibbs" on the home before anyone else. This will limit the competition of investors coming in and getting the homes before you have a chance to bid on it.
HOWEVER, keep in mind, these are bank-owned properties, so if … (1 comments)

winter baserva: Your House As Seen By.... - 01/12/11 01:00 PM
Your House As Seen By: YOURSELF...

YOUR BUYER.....

YOUR LENDER....

YOUR APPRAISER....

YOUR TAX ASSESSOR....

(1 comments)

winter baserva: FILING FOR HOMESTEAD EXEMPTION FOR ATLANTA HOMES IN 2011 - 01/10/11 11:42 AM


 FILING FOR HOMESTEAD EXEMPTION FOR ATLANTA HOMES IN 2011

Its that time of year. If you've owned your Atlanta home for a year, its time to receive those discounts. Below is the list of contact information to proceed with the filing of your homestead exemptions. Homeowners may need to provide the Warranty Deed, proof of residence, social security numbers, driver's license and car tag info...
 


Fulton County - deadline is April 1, 2011                  404-612-6440
http://www.fultonassessor.org/Forms/HtmlFrame.aspx?mode=content/Taxreliefinformation
 DeKalb County - deadline is March 1, 2011               404-298-4000
http://web.co.dekalb.ga.us/taxcommissioner/homesteadgen.html#applications
 Gwinnett County - deadline is March 1, 2011           770-822-8800
http://gwinnetttaxcommissioner.manatron.com/Tabs/Property/HomesteadExemption.aspx
(1 comments)

winter baserva: Atlanta Homes for Sale: Year in Review..Winter Baserva, As Featured on HGTV's HOUSE HUNTERS! - 01/05/11 07:11 PM
Atlanta Homes for Sale: Year in Review
Winter Baserva, As Featured on HGTV'S HOUSE HUNTERS!
 
                              
 2010.....WHAT A YEAR!!!!!!
In what others consider it to be a "down" market, these are the most opportunistic times available, for those willing to see that. According to the National Association of Realtors, your average agent sells 8 homes a year. This year, I sold 59!
The cherry on top of it all was that my episode of HGTV's House Hunters aired for the first time in January 2010 and due to the large response has continued airing ever since:
 
Fifty-nine homes... … (0 comments)

winter baserva: How Have Atlanta Short Sales Evolved Over the Past Year??? - 12/29/10 03:08 PM
   How Have Atlanta Short Sales Evolved Over the Past Year???
Quite honestly, they haven't....much. If anything, I've seen the Atlanta short sale market continue to digress. So, what is the reason?? For one, the HAFA program. In 2009, the Treasury Department introduced the HAFA program to provide a viable option for homeowners who are unable to keep their homes through the existing Home Affordable Modification Program (HAMP). The HAFA program took effect on April 5, 2010 and sunsets on December 31, 2012.
 HAFA provides incentives in connection with a short sale or a deed-in-lieu of foreclosure (DIL) used to avoid foreclosure … (0 comments)

winter baserva: MYTHS OF “BUYING”, “BUYERS’ AGENTS” AND THE “BUYING PROCESS” UNLEASHED - 10/29/10 06:32 AM
MYTHS OF "BUYING", "BUYERS' AGENTS" AND THE "BUYING PROCESS" UNLEASHED


Myth 1: I can't afford a buyers' agent.FALSE. Georgia's "buyer agency law" means you can have an experienced Realtor working for you - absolutely FREE!
Myth 2: Nothing in life is FREE. If I don't work with a buyers' agent, then I can negotiate a better deal myself. FALSE. Here's how it works:  There are two halves to every real estate transaction - the seller's side and the buyer's side.  Sellers contractually agree to pay their "listing agent" a full commission.  As any listing agent places a home for sale on … (2 comments)

winter baserva: 5 Things You Need to Know About FHA Loans - 10/06/10 11:00 PM
The Federal Housing Authority loan is a loan which let's borrowers purchase a home with as little as 3.5% down. This makes it the ONLY loan that doesn't require 10% down. Although, Atlanta is starting to see a few 5% conventional loans come back around. However, those are fewer and farer in-between.
 •1)      Borrowers Can Qualify With Any Income:
The FHA loan was known in the past as the low that most low-income borrows could obtain, however, you might be surprised to know that there is actually no cap on what someone who obtains an FHA loan earns. The main … (5 comments)

winter baserva: Did You Know 13 Fortune 500 Companies Call Atlanta Home?? - 09/30/10 04:57 PM
 Did You Know 13 Fortune 500 Companies Call Atlanta Home??
From The Coca-Cola Company (rated the 9th best place to work in the world) to UPS to Home Depot, NCR, to Newell Rubbermaid, Atlanta has become a primary hub for some of the countries TOP global corporations. Atlanta's long-standing reputation as a business-friendly city draws more and more of the countries headquarters here. This is just one of the reasons Atlanta is expecting a growth projection of 8 million residents by the year 2020!
 Other major top business names currently attracted to Atlanta include ING, Holiday Inn, Porsche Cars North America and AFLAC.
 As … (1 comments)

winter baserva: Tantalizing Summer Recipes - 08/10/10 02:24 PM
Tantalizing Summer Recipes
Now that we've all adjusted to the fact that the summer heat is here to stay and the big ‘honey, break out the grill' cry has morphed into ‘it's too hot outside to grill', it's time to start thinking about some easy alternatives to get us thru the rest of the dog days of summer... This dish is one that I hear tastes even better the next day, so prepare and refrigerate the day before serving for even richer flavors!
 
Mediterranean Shrimp and Orzo Salad
Servings: 8Prep Time: 15 minutesCook Time: 35 minutes
¼ cup of olive oil12 … (3 comments)

 

Find GA real estate agents and Atlanta real estate on ActiveRain.