Bryan's Blog

Mortgage and Lending - Ascent Home Loans



  Today, I am covering FHA Loan basics, which has information about this exciting loan option. Today FHA has proven once again what a great program it is by either helping people stay in their homes or by giving them the opportunity to purchase a piece of the American dream. This can be done with...
  Okay, this may be a very DRY blog, but it contains basic conventional loan guidelines that can be useful when starting to look at this loan option for a purchase or refinance.    Conventional: Maximum Loan Amount: 417K Credit score minimum: 620 Credit score minimum to get best rates: 680 Maximu...
  I have mentioned in an earlier topic about the FHA mortgage insurance changes that will become effective on July 14th. These changes are just a shift toward a credit score and loan to value of the property based system(risked based pricing). The changes that will be mentioned below  reflect one...
  Since the pendulum has swung from letting anyone with a "pulse" being able to get stated loans, to just about gone from most lending institutions no matter how good your credit history is, and being outlawed in certain states, this has become a popular topic with my clients. What does this mean...
  This question is asked often when I have people apply for a new mortgage and with good reason. You might believe that if your payments were made on time that should give you at minimum, a good credt score. Not Always True!   Credit scores are composed of multiple pictures of your financial heal...

Bryan King

Ask me a question
Spam prevention

Accessibility option: listen to a question and answer it!

To submit the form,
drag the envelope to the circle on the side.

Type below the answer to what you hear. Numbers or words, lowercase: