Well today's a first for me and a three year old.  The memorable  Gingerbread House!  It took four generations of women to construct this one and I must say the eldest of the four was certainly trained and tacked this project with a vengance.  The little one ending up taking a nap and joining us...
Thanks giving was a wonderful time spent with my family.  My brother knocked himself out with a fabulous turkey that was brined.  It turned out quite moist. Today I am off to assist Annalynn make her first gingerbread house for the upcoming season.  Well this will actually be my first ginberbread...
With the economy slowing and holidays just around the corner, many consumers may be looking to credit cards to help them get through the heavy shopping season. While that may be a good short-term solution, you want to make sure you don't overlook the long-term impact on your credit rating. After ...
Late last week, the U.S. Department of Housing and Urban Development (HUD) released the long-awaited revisions to the Real Estate Settlement Procedures Act regulations. Among the changes are expanded Good Faith Estimate (GFE) and requirements and HUD-1 statement. One change that would have requi...
On Thursday, both Fannie Mae and Freddie Mac issued press releases stating they would suspend the eviction of occupants and the sale of properties financed with mortgages in foreclosure until January 2009.  According to Fannie Mae, the halt in foreclosure sales is to allow its mortgage modificat...
On Thursday, Livermore Vice Mayor John Marchand stopped by the Livermore Marketing Association meeting and briefed the audience on the latest happenings in downtown Livermore including:  Lucky Shopping Center: The shopping center located at L Street and Railroad Avenue is being demolished.  Plans...
Finding a job during tough economic times doesn't have to be tough...if you know which strategies work. Here are some tips for beating the odds: Take Networking to the Next Level: Networking is always a great job strategy, but in the current economic climate, you need to go a step beyond letting ...
With Thanksgiving fast approaching, fall is in full swing. And that means we'll soon be gathering with family and friends to share the joy of the holiday season. But instead of just passing mashed potatoes and stuffing at the dinner table, we may also be passing around something else... the drea...
We all have important documents and valuables in our homes that we want to protect from theft and disaster. For many people, safe deposit boxes at banks provide a safe place to store those valuables outside of the home. After all, file cabinets and even fire-resistant cases in your house are sti...

Pam Winterbauer

"Providing Blue Ribbon Service"
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