Oergon Lending Resources

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Mortgage and Lending
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ARCHIVED BLOG POSTS

2010 

  Mary TaylorSales Manager/Sr. Loan OfficerGolf Savings BankPhone: (503) 701-2269Fax: 1-888-287-1675metaylor@golfsavingsbank.com    Annual Percentage Rate What is the Real Cost of Financing?   Annual Percentage Rate (APR) is a tool that consumers can use as a starting point to compare loan progra...
01/29/2010
Lots of Info this week - but I pride myself on getting the latest and greatest (well sometimes not so greatest) news to you.  Rates are great today.  USDA is a wonderful program and they are really nice to work with.  FHA is making huge changes and we need to be fully informed so that we can prov...
01/22/2010
Here is an update from HUD - please be advised that lenders will be waiting for a Mortgagee Letter from FHA in order to activate any changes - also please be aware that lenders will have what is called "Overlay" in regards to any changes - stay tuned! HUD No.10-016Melanie Roussell(202) ...
01/21/2010
You know about the 90 day rule, right?  Check out the press release below that will lift this regulation for a while - this is going to be a BIG help to move properties and allow more folks to purchase homes using good ole FHA financing. I will get more details to you early this coming week as th...
01/17/2010
 Potpourri of information today:  Commentary on economic events for this week from my good friend in CA, summary of rate activity from Freddie Mac, prediction on what mtg rates will do this year from Mortgage Bankers Assn, Press Release from Federal Reserve on upcoming Credit Card regulations.  H...
01/15/2010
  Mary TaylorSales Manager/Sr. Loan OfficerGolf Savings BankPhone: (503) 701-2269Fax: 1-888-287-1675metaylor@golfsavingsbank.com Sure-Fire Technique to Create Safe, Memorable Passwords Passwords are crucial to accessing your personal accounts and information. But they're only really useful if...
01/08/2010
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Mary Taylor - Your Mortgage Loan Officer
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