Annual Percentage Rate What is the Real Cost of Financing? Annual Percentage Rate (APR) is a tool that consumers use as a starting point to compare loan programs. However, it’s important to keep in mind that APR is not a perfect system, and not all lenders calculate APR in the same way. While the...
check this out.... Some Relief For Chinese Drywall Problem  July 2010 You've heard about it-maybe had some experience with it yourself, and Freddie Mac finally realized that this is a major issue for those who have had a home built (or remodeled) using this material from China. Here are some of t...
I recently spoke with Sunny Miceli about lending and was so shocked that I asked her to write this article about information that should be alarming to everyone related to the real estate industry; actually every single person is affected.  My name is Sunny Miceli: I have been in mortgage lending...
Is Now the right time to refinance?     Thinking about refinancing, wondering if now is the right time?  It could be if... Your adjustable rate mortgage payment is increasing you want to condolidate monthly debt, such as credit cards, car, etc.. Your current intrest rate is higher than todays rat...

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