making money: Ya think it could be your choices? - 09/14/10 07:19 AM
We've all made a few bad financial choices along this journey called life. Heck, a tractor trailer couldn't carry all the "not so good" choices I've made over the years.
(20 years ago) - "We would like to offer you a position as a claims adjuster here at State Farm.  In a couple of years you can get the opportunity to get your own State Farm agency."  I chose to turn it down.
(18 years ago) - You should buy Wal Mart stock.  I chose to buy a new car. (15 years ago) - "I'll sell you my beach house and … (4 comments)

making money: Three questions to save your financial life. - 04/22/10 07:38 AM
The older I get, the more I like simple.  I just returned from a trip to Hawaii.  It was nice, but not simple.  Simple is getting in the car, driving four and a half hours to Destin, Florida, unpacking, and sitting on the beautiful white sand beaches watching the waves roll in.
Simple is recognizing that life doesn't have to be all that complicated.
Life has become more complex, so the more simple we make it, the better. Financial stuff has become more complicated, i.e., hedge funds, derivitives, bond trading, index funds, ad nauseam. Complicated.
If you can answer the following three questions, you can … (3 comments)

making money: Do you just like sitting on the toilet? - 04/19/10 06:27 AM
 I don't remember the date, exactly, but I was standing outside Barnes and Noble, on the phone with my friend Mike.  We both had been talking about writing a book, but really, I was talking about it, he was doing it.
"Just get off your #@@ and do it," he said, "I'm gonna keep asking you about it." (Wish you could hear his Jersey accent in my writing.)
This was about the time that I made the decision to get back into the financial services industry, and I knew that I would have to put my book writing dreams on the shelf … (2 comments)

making money: The Road to Nowhere - 04/17/10 07:11 AM
Some people give their GPS a name (for you non-techies that's global positioning system, i.e., navigation).  Since it talks to you, I guess it's kind of like having a friend in the car. Maybe that's why some of us give it a name.
I gave my GPS a name just the other day.  But it wasn't an endearing name.  After I told her to take me to a certain location, and ended up on the opposite end of town, I didn't have too much affection for my techno co-pilot.  A sexist expletive flew from my tongue. I trusted her to get me somewhere and she failed me.
Had I prepared in … (1 comments)

making money: Are you poor, or just broke? - 04/16/10 07:11 AM
I've been broke before.  In fact, if I'm really being honest, I'm broke now.  I've got more money going out than coming in. That's what broke is.
I've never been poor.  I've never had to worry about whether I was going to be able to eat on a given day.  I've never had to be concerned about having a place to lay my head at night.  That's poor.
I'm choosing to be broke, at least for now.  I'm investing in a growing business that requires more capital than I bring in at the moment. Sometimes when you take risks with money, it means you may be broke for … (7 comments)

 
Todd Murphy (Fitts Agency)

Todd Murphy

Tuscaloosa, AL

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Fitts Agency

Address: 1806 6th Street, Tuscalooosa, AL, 35401

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