Bill Ladewig's AM Market Brief

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Mortgage and Lending NMLS 291249

April 1, 2009, 6:32 AM PST

National Average Fixed Rate Mortgage 
Down 1 basis points to 4.92% on 03-31-09
*A Basis Point (bps) is 1/100 of 1.00%

Fannie Mae Mortgage Backed Securities (MBS) Down 0.9 basis points to 4.299%

Lock Advice: Float with Caution
The Mortgage Mentor rate indicator shows we are near the end of the current down cycle.

DJI Stocks Opened 7,593.94  -14.98 -0.20%

European and Asian Markets Down 0.55%

10 Year Treasury currently 2.64%

Crude Oil $ 48.20 per barrel, down 2.94%

FREE ON-LINE MORTGAGE CLASS: USDA-RD Everything You Need to Know,

Friday, April 3, 9:30-10:30 AM

Register Button

Home Sales Improved Unexpectedly

FHA Cash Out Refinances Limited to 85%

2009 Conforming Loan Limits increased by American Recovery and Reinvestment Act to $729,750 in high cost counties

How To Apply For $8,000 First Time Buyer Tax Credit
Up to a $8000 Tax Credit is available from IRS

10 Ways to Avoid A Closing Nightmare
An easy list that will make your life easier

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