Tips for First Time Beavercreek Ohio Home Buyers

By
Real Estate Broker with The Gene Group Inc

Beavercreek Ohio Real EstateBuying your first home?  Now's an amazing time to buy your first home.  Right now it is a perfect combination of low interest rates, low Beavercreek Ohio home prices and President Obama's stimulus plan; which gives you additional incentive to buy now.
To help make your first time Beavercreek Ohio home buying experience the best it can be here are a few basic tips that should help you with your first purchase:

1)    Know How Much You Can Afford
Getting carried away with what you want versus what you can actually afford is really easy to do especially if you go with new construction.  The selection center can have you upside down fast.  Start with reasonable expectations.

2)    Figure Out What You Truly Need
Consider what your family’s immediate and future needs might hold and then decide on the number of bedrooms, bathrooms, and functional areas you require with all the amenities you feel you can't do without. If cooking is your thing, a well-equipped and spacious kitchen will be important. If you eat out 90% of the time, it is wasted space.

3)    Use The Internet To Gain Knowledge.
Americans spend a lot of time online. Make use of the free resources and calculators to give you a better idea of what you can afford and what your mortgage payments will be. There are mortgage calculators that can give you an instant idea of what each home you find will cost you monthly.

4)    Ask Questions
Get insurance quotes so that you have a reasonable idea as to the total cost of your monthly mortgage. Check the information on the Beavercreek Ohio home properties you are interested in to find out what the taxes are.  Add that amount to your total monthly mortgage and you’ll have a great idea as to what to expect.

Buying your first Beavercreek Ohio home should be a thrill of a lifetime and with proper planning it most certainly can be.

If you'd like to work with a real estate agent who specializes in helping first time home buyers get their dream home at the best price, call me today at 937-287-7523 or email me at Gene@TheGeneGroup.com.  Have a look at some of the testimonials of many of our satisfied clients who did the same.

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Eugene Pridgett

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