Can You Afford a New Beavercreek Home? Learn to Budget

By
Real Estate Agent with The Gene Group Inc

Many people go through life one paycheck to the next and never bother to figure out where their money is going. It's important to know where your money is going and what you can afford if you are thinking about buying a new Beavercreek home.


Beavercreek Ohio Real EstateHere's how to start up a monthly budget that will keep you in the know about where your money is running off to each month.

·  Find a program you're comfortable using.  Your computer probably came with a spreadsheet program. If you are not used to using one open it up and become familiar with the program.  It's a great tool to use to create a budget.  If by chance your computer doesn't have a spreadsheet program, you can use an online program like Budget Pulse, or other useful online budget systems such as Mvelopes.

·  Enter your absolute monthly expenses such as car loans, utilities including cell phone bills, and credit card expenses.

·  Enter your monthly bills that can vary such as food, gasoline, entertainment. These expenses can be changed to help improve your bottom line, but make sure you give them fair limits so you don't cut yourself short on necessities such as food or transportation costs.

·  Make sure you figure in some savings for vacations and other unexpected expenses that may pop up throughout the year. Trimming your budget so severely that you have no extra money to cover you when something breaks down, or an extra bill comes in is a sure method for disaster and will make you new life in a Beavercreek home miserable instead of the happy time it should be.

Once you realize where your money is going, it's easier to see if you are spending frivolously or strapped to your limits. It is the best way to determine if your dreams of a new Beavercreek home are realistic or not.

If you have any questions about your ability to afford a new home, I can help. Call me today at 937-287-7523 or email me at Gene@TheGeneGroup.com.

 

close

This entry hasn't been re-blogged:

Re-Blogged By Re-Blogged At
Location:
Ohio Greene County Beavercreek
Tags:
beavercreek home

Anonymous
Post a Comment
Spam prevention

Accessibility option: listen to a question and answer it!

To submit the form,
drag the tree to the circle on the side.

Type below the answer to what you hear. Numbers or words, lowercase:

Spam prevention

Accessibility option: listen to a question and answer it!

To submit the form,
drag the clock to the circle on the side.

Type below the answer to what you hear. Numbers or words, lowercase:

Anonymous
Post a Comment
Spam prevention

Accessibility option: listen to a question and answer it!

To submit the form,
drag the chair to the circle on the side.

Type below the answer to what you hear. Numbers or words, lowercase:

Rainer
103,781

Eugene Pridgett

Broker, CRS, CDPE, ABR, SFR
Ask me a question
*
*
*
Spam prevention

Accessibility option: listen to a question and answer it!

To submit the form,
drag the eye to the circle on the side.

Type below the answer to what you hear. Numbers or words, lowercase: