Would a Rat Swim It?

By
Home Inspector with King of the House Home Inspection, Inc

I had an interesting situation the other day. I was asked to do a "rodent" inspection. I have never before, specifically, done an inspection for, in this case, Mr Rat. However there is a first time for everything.

The interesting thing is why I was asked to do this. A refinance is taking place. An appraiser came in and looked in the crawl space and he saw some torn insulation on a heating duct.

As inspectors know, appraisers too I guess, this does have the look of chewing vermin. So far it seems like we were dealing with a pretty much on top of it appraiser. Maybe we were.

But when the bank ordered this "rodent" inspection, I went out to the home. First I found the crawl space with the torn insulation. Sure enough, there were signs of rats. But then we get to the more interesting part, at least in my book. Walking around the house I found another very visible crawl space door. It was rotted away. It had a hole in it the size of a saucer.

When I pulled the cover off, thinking I would go in there too, I discovered that it was the most water I have ever seen in a crawl space in my life. There were polywogs or bugs or something swimming in the water. The water was 6" deep.

I put my camera down there and, obviously the water was not merely at the entry.

So my question is this: Did the appraiser, since it was inaccessible, just exclude that wet crawl space and not bother to call for a further inspection? Or did he report the water and the bank ignored that information, not knowing that water in a crawl space is bad? It is strange either way because long term damage from that lake will probably far exceed damage from rats. Maybe the rats will drown.

Steven L. Smith

Bellingham WA Home Inspections

 

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Re-Blogged 2 times:

Re-Blogged By Re-Blogged At
  1. Christine Farkas 06/27/2009 09:59 AM
  2. Chip Jefferson 06/28/2009 12:59 PM
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Show All Comments
Rainmaker
719,599
Barbara S. Duncan
RE/MAX Advantage - Searcy, AR
CRS, GRI, e-PRO, Searcy AR

Good featured blog.  But the question remains?  Was there a rat infestation?  And I hate for Nutsy's enemies to get hold of this blog.

Jun 26, 2009 03:47 PM #32
Rainmaker
1,180,854
Steven L. Smith
King of the House Home Inspection, Inc - Bellingham, WA
Bellingham WA Home Inspector

Mrs Barbara,

I can answer that. We saw no live rodents, the boss or me, but there were rodent droppings and it was totally disgusting.

Godson Nutsy

Jun 26, 2009 04:13 PM #33
Rainer
56,056
Heather Adkinson
Windermere K-2 Realty LLC www.propertiesinmoseslake.com - Moses Lake, WA
Real Estate Agent - Moses Lake

So will the bank refi on a house that obviously has major issues?

Jun 27, 2009 09:27 AM #34
Rainmaker
1,180,854
Steven L. Smith
King of the House Home Inspection, Inc - Bellingham, WA
Bellingham WA Home Inspector

Heather,

I guess so. I do not know just how much the bank really understands about all this.

Jun 27, 2009 09:33 AM #35
Rainmaker
163,409
Kate Ford
Get-Your-Best-Mortgage-Rate.com - San Diego, CA
Ask Kate a mortgage question...

Steven, The banks are as clueless as your assistant, believe me. Kate

Jun 27, 2009 10:35 AM #36
Rainmaker
1,180,854
Steven L. Smith
King of the House Home Inspection, Inc - Bellingham, WA
Bellingham WA Home Inspector

Mrs Kate,

You are totally out of line here. This is a serious blog about rodents and you "sneak" in being the sneaky poster that you are and make a nasty comment about me, when in fact I did the rodent inspection in my special vessel that the boss purchased for just this kind of crawl space debacle. You should be very ashamed of your vindictive and mean-spirited attack.

Nutsy S. Wallenda

Certifried home inspector assistant

Jun 27, 2009 10:44 AM #37
Rainmaker
163,409
Kate Ford
Get-Your-Best-Mortgage-Rate.com - San Diego, CA
Ask Kate a mortgage question...

You sure are testy this morning and overly sensitive.

I was going to say I'd take your comments under advisement until I noticed your new picture is giving us a true indication of your bulk. 

You may be able to fool one Active Rainer (sorry Ms Barbara) all of the time but you don't fool the rest of us ANY of the time. You are one BIG rodent.

Kate

Jun 27, 2009 12:15 PM #38
Rainer
179,085
Erik Hitzelberger
RE/MAX Alliance - Louisville REALTOR-Luxury Homes - Louisville, KY
Louisville - Middletown Real Estate

All-in-all, I don't see the big deal here.  The seller simply needs to install a sump pump to get rid of the water.  The rat problem could then easily be handled by releasing 4-5 snakes into the crawlspace:)

Jun 27, 2009 01:02 PM #39
Rainmaker
163,409
Kate Ford
Get-Your-Best-Mortgage-Rate.com - San Diego, CA
Ask Kate a mortgage question...

Hmmm... Snakes and Nutsy... I think I'm likin' the sounds of this. Kate

Jun 27, 2009 01:07 PM #40
Rainmaker
1,180,854
Steven L. Smith
King of the House Home Inspection, Inc - Bellingham, WA
Bellingham WA Home Inspector

Mrs Kate,

You are a very rude and un-nice lady. I have friends who can visit you. I am not sure you are ready for that kind of fireworks.

Nutsy W

Jun 27, 2009 01:53 PM #41
Rainmaker
163,409
Kate Ford
Get-Your-Best-Mortgage-Rate.com - San Diego, CA
Ask Kate a mortgage question...

This is too good to be true. Yeehaw, Cowgirl Kate is running for the matches.

 

KaaaaaaBAM!!!

Jun 27, 2009 04:47 PM #42
Rainmaker
1,180,854
Steven L. Smith
King of the House Home Inspection, Inc - Bellingham, WA
Bellingham WA Home Inspector

Mrs Kate,

It seems to me that it is time for a reckoning. I think that you are dissing me. I think that, from now on, you should refer to me as Master Nutsy or perhaps, Mr Wallenda. You never say "Gee Mr Wallenda, I really appreciate your mind". You are always negative, yet I call you Mrs Kate, even though you are a spinster. You should show me the same respect that I show you. I am a squirrel of honor you know.

Nutsy S. Wallenda

Jun 27, 2009 04:54 PM #43
Rainmaker
163,409
Kate Ford
Get-Your-Best-Mortgage-Rate.com - San Diego, CA
Ask Kate a mortgage question...

"Gee Mr Wallenda, I really appreciate your mind" = Laughing so hard the neighbors can hear

...and Nutzy has a mind? Whodathunk?  Kate

 

 

Jun 27, 2009 05:02 PM #44
Rainmaker
1,231,828
Jay Markanich
Jay Markanich Real Estate Inspections, LLC - Bristow, VA
Home Inspector - servicing all Northern Virginia

I'll bet the rats moved out and into the upper level.  Check the attic?

Jun 27, 2009 05:14 PM #45
Rainmaker
1,180,854
Steven L. Smith
King of the House Home Inspection, Inc - Bellingham, WA
Bellingham WA Home Inspector

Mrs Kate,

Will you please ask Mr Charles Buell if it is not true that, as one of his most trusted business advisors, I have given him advice that has allowed his home appraisal business to thrive during difficult economic times. So there.

Nutsy

Jun 27, 2009 05:30 PM #46
Rainmaker
163,409
Kate Ford
Get-Your-Best-Mortgage-Rate.com - San Diego, CA
Ask Kate a mortgage question...

I bet you were one of those kids that bit and pushed on the playground and then ran home crying. Kate

Jun 27, 2009 05:38 PM #47
Rainmaker
312,527
Carol Culkin
Reece & Nichols - Leawood, KS
Overland Park

Steve - I am guessing there is a remedy, but mold would be the biggest risidual issue. 

Jun 27, 2009 06:35 PM #48
Rainmaker
1,180,854
Steven L. Smith
King of the House Home Inspection, Inc - Bellingham, WA
Bellingham WA Home Inspector

Carol,

Mold, rot and attracting wood destroying organisms are all big issues there.

Jun 27, 2009 06:41 PM #49
Rainmaker
179,204
Jack Gilleland
Home Inspection and Investor Services, Clayton - Clayton, OH

Gee Steve, you get all the good jobs. 

Jun 28, 2009 11:38 PM #50
Rainmaker
1,180,854
Steven L. Smith
King of the House Home Inspection, Inc - Bellingham, WA
Bellingham WA Home Inspector

Jack,

If you want to fly out here, Nutsy and I can use a hand.

Jul 04, 2009 07:47 PM #51
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Rainmaker
1,180,854

Steven L. Smith

Bellingham WA Home Inspector
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