My family has to cut back, maybe you should do the same thing!

Real Estate Agent with Keller Williams Realty

Tighten your beltMark MacKenzie wrote a great article the other day that was about how local governments are finding their budgets are being cut because the house values are dropping.

My comment slowly became its own post.

You see the problem with government in the past 50 years or so is that they can’t seem to budget as a family would budget. When my family doesn’t make enough money because I didn’t sell as many houses one month or the houses I sold were at the lower end of the market, my family cuts back, we decide what we need and what we want has to wait.

But, the government doesn’t work that way. Once they have been given the money once, it is like a drug to them, they have to have more and more and more of it. They never cut back or lose a program that they have put in to place.

Now, I have to say that last paragraph isn’t completely true, they do cut back, but only on the things that affect the most people and the things that should actually be cut last. They cut Police, Fire and Schools first because they know this will get the most attention.

The government needs to realize and tell people that if we are making money, then yes we will help fund our pet projects, the ones that people like and make people feel good. But if the money goes away because of something like the situation we are presently in, then the feel good programs need to go away first, they need stay within their budget!

As a business owner, I can’t just say, hey I’m going to be making less this month because I only sold 2 homes, I need you each to pay me an extra 1% at closing to make up for the 3rd home I didn’t sell. That way I can stay within my budget. No, I have to cut back, but the government says, hey we have gotten used to this amount of money and now we require you to pay more, so we can continue to live like we had when times were good.

Think about it, the Oregon government right now is saying it can’t live on 15 billion dollars and wants to raise taxes by an additional 1 billion dollars so they can have the 16 billion they had last year. This is all with the 2nd highest unemployment in the United States at 15%. But, why do they need this additional money? To help pay for schools, police and fire, the first things they cut from the budget.

But, what about in 2007? What was the budget then? Oh, only 13 billion? So, why can’t they just adopt 2007’s budget and refund the 1 billion to the tax payers as a stimulus package? Can you imagine 1 billion dollars going in to local business and what that would do for the economy?

The government needs to learn to live within their budget, whatever that budget is and remember that their first priority to the public is police, fire and schools. Everything else after that is a want and if you can’t afford it, then you are just going to have to wait until you can and not try to strong arm the public for the money. I can’t do it to my customers and you shouldn’t be able to do it to yours, remember you work for us, not the other way around!

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Todd Clark - Broker / Sales Coach
Palazzo Realty Group
Phone: (503)524-9494
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©2009 Todd Clark - My family has to cut back, maybe you should do the same thing!
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Todd Clark (broker w/ Ken's Home Team)
Keller Williams Realty
Phone: (503)524-9494
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 I am a licensed Realtor who specializes in Washington County, Oregon and also work in both Clackamas and Multnomah Counties including the cities of Aloha, Beaverton, Canby, Clackamas, Gladstone, Gresham, Happy Valley, Hillsboro, Milwaukie, Oregon City, Sherwood and Tigard. All information contained in these posts are copyrighted and cannot be used without prior written approval authorization from the author me Todd Clark. If you are looking for an outstanding agent please give me a call I would love to help you with all your real estate needs.


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Real Estate General Information
Club Chaos
Dedicated Bloggers
Diary of a Realtor
Posts to Localism
family budget
state of oregon budget cuts

Comments 21 New Comment

South Austin Real Estate Blog
Sky Realty South Austin

Todd, you are 100% correct.  IF we don't make the same we did last year we cut expenses, not essentials.  Unfortunately many in Congress and some state legislature have never ran a business and do not have a clue that is what needs to happen.  Hence they cut essentials as you said.  We teach our children, its NEED vs WANT...  Needs are essentials like food, water, wants are televisions, playstations and the latest running shoes. 

IF ONLY we could have summer school to teach NEEDS vs WANTS to those who spend the public money.

July 11, 2009 06:28 AM
Steve Kappre
NMLS# 217008 Mortgage Loan Officer NJ 856-419-3561
Treasury Mortgage | Mortgage Company - New Jersey

Agree 110% - government wants us to be fiscal yet they just print more money. Just like the many politicians recently that had to "pay back taxes" before they could get into an office. Ridiculous.

July 11, 2009 06:45 AM
Alan May
Evanston & Northshore of Chicago real estate
Coldwell Banker Residential

Well stated, Todd.  But as my beloved father-in-law used to say "and folks in Hell want ice-water, but that ain't gonna happen, either".

July 11, 2009 08:37 AM
Tom Boos
Sine & Monaghan Realtors, Real Living

You are totally right. In our household, we have "circled the wagons" and "tightened our belts" so we can "weather the storm" until there's "light at the end of the tunnel".  Enough cliches for ya?  You get the idea though, I'm sure.  Every penny spent is being scrutinized.

July 11, 2009 09:52 AM
Todd Clark
Broker - Beaverton, Oregon Real Estate Expert - (503) 524-9494
Keller Williams Realty

I'm glad to see most agree the government needs to cut back like the rest of us. Increasing taxes doesn't help anyone or the economy. They need to work with the money they have even if it is less than they expected, they need to cut back just like the rest of us.

Todd Clark -

July 12, 2009 08:56 PM

Todd Clark

Broker - Beaverton, Oregon Real Estate Expert - (503) 524-9494
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