Where Does Your Money Go?

By
Home Builder with PEP source

Have you ever wondered what happened to your pay check or the cash in your pocket? Most people don't spend a lot of money at one time, instead they spend their hard earned dollars in about twenty to forty dollars at a time. Next time you are wondering where your money went, look at all of the small things that you have spent your dollars on. Keep track of your spending, you work too hard to let you dollars get away!

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Rainmaker
882,113
Joyce Kelley
Charles Stallions Real Estate Services Inc - Gulf Breeze, FL
Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.

Once or twice a year I keep a log for a month and ye sit will scare you. But it has helped me so much and I stay on top of things this way too.

September 22, 2009 08:05 PM #1
Rainmaker
390,660
Gina Tufano
Ask Gina & Company with Keller Williams Realty Loudoun Gateway - Sterling, VA
Ask Gina & Company, Northern Virginia Real Estate

Sometimes I fear that a credit/debit card makes spending to easy. I find when I have cash, I am more conservative with spending it. One useful tip I have found to work well when working within strict budgets, is to withdraw the exact amount of cash budgeted for shopping from my bank account before going out to purchase anything. That way I feel more motivated to stay within the budget!

September 22, 2009 08:08 PM #2
Rainer
82,341
Morris Childs
PEP source - Spartanburg, SC

Joyce: Most people spend their money in small amounts, let's say $40 to $50 at a time. The problem is that they continue to spend this way until it's gone.

September 23, 2009 11:24 AM #3
Rainer
82,341
Morris Childs
PEP source - Spartanburg, SC

Gina: A debit card is just like having a magic checking account. You spend and spend and really don't realize that you have spent too much. If you have cash them you know what you have in your poscket. You make an excellent point.

September 23, 2009 11:26 AM #4
Rainer
262,420
Jean Terry
Keller Williams Realty Spartanburg, S.C. - Spartanburg, SC

Morris, It will surprise you how much you spend $5 or $10 dollars at a time.

September 28, 2009 09:19 PM #5
Rainer
82,341
Morris Childs
PEP source - Spartanburg, SC

Jean: I totally agree with you. It goes a little at a time.

September 29, 2009 10:40 PM #6
Rainer
80,229
David Painter
Keller Williams Realty - Spartanburg, SC

Morris, you are exactly right, people don't keep up with where there money is going.

October 03, 2009 11:40 PM #7
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Rainer
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Morris Childs

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