Flood: Be prepared, be safe

By
Education & Training with Realty Group Referrals 16766

Flood: Be prepared, be safe

By George Vassilas, CPCU,  State Farm®

People have said it couldn't happen to them. People have said it wouldn't happen in their area.

But it can and it does. And when a flood occurs in the community, anyone can suffer the devastation of a loss -lost property, lost irreplaceable items and, unfortunately, sometimes lost lives.

Protect your home:

Many times, protecting your valuables and other possessions against flood may be overlooked because most homeowners policies do not cover loss caused by floods.

Flood insurance can be purchased from the National Flood Insurance Program (NFIP), which is administered by the Federal Insurance Administration (FIA) which is a branch of the Federal Emergency Management Agency (FEMA). You should talk to your insurance agent to see if he or she can sell and service flood insurance through the NFIP in your community.

A flood insurance policy usually takes 30 days to go into effect, so don't wait until a flood is imminent before purchasing your policy.

Protect yourself:

Remember that your dwelling, furnishings and possessions can be covered by flood insurance, but your life can never be replaced. Take into consideration these safety tips if your community is subject to flooding:

. Listen to the radio or television for emergency information and evacuate immediately if your local officials tell you to do so.

. Never walk or drive through rushing flood waters. Even six inches of moving water is dangerous.

. Avoid floodwaters, storm drains and sewers. Move to higher ground.

. Watch out for snakes and small animals that may seek shelter in your home.

. Stay away from downed power lines and electrical wires.

. Never enter buildings surrounded by flood waters.

A flood can happen in any community so it is important to have flood insurance and know how to stay safe during a flood. Talk to your agent for more information.

Posted by

Amateur Photographer, Roy and Dolores Kelley Photographs

A real estate broker since 1960, I have retired from RE/MAX Realty Group in Gaithersburg, Maryland. The needs of past clients and referrals will be met by long time associates. 

Roy Kelley, Associate Broker

Realty Group Referrals

6 Montgomery Village Ave., Suite 200

Gaithersburg, MD 20879

Main Office:  301-258-7757 (You will not reach me at this number)

Home Office: 301-670-8996



close

This entry hasn't been re-blogged:

Re-Blogged By Re-Blogged At
Topic:
ActiveRain Community
Groups:
Maryland Real Estate and Mortgage Group
Most Active ActiveRain Blogging Agents
RE/MAX Active Rain Bloggers
RE/MAX REAL ESTATE NETWORK
Young at Heart
Tags:
flood be prepared
be safe
roy kelley
remax realty group
gaithersburg
maryland
real estate sales

Anonymous
Post a Comment
Spam prevention

Accessibility option: listen to a question and answer it!

To submit the form,
drag the chair to the circle on the side.

Type below the answer to what you hear. Numbers or words, lowercase:

Spam prevention

Accessibility option: listen to a question and answer it!

To submit the form,
drag the music-note to the circle on the side.

Type below the answer to what you hear. Numbers or words, lowercase:

Show All Comments
Rainmaker
423,380
Ellen Crawford
Prudential PenFed Realty - Fairfax, VA
Virginia & Maryland Real Estate

This is very wise to post.  Many areas could have low rainfall for years, and still be prone to flooding and flash floods especially with all the development that goes no in our area.

Nov 13, 2009 08:41 PM #1
Anonymous
Post a Comment
Spam prevention

Accessibility option: listen to a question and answer it!

To submit the form,
drag the robot to the circle on the side.

Type below the answer to what you hear. Numbers or words, lowercase:

Show All Comments
Rainmaker
2,004,092

Roy Kelley

Roy and Dolores Kelley Photographs
Ask me a question
*
*
*
Spam prevention

Accessibility option: listen to a question and answer it!

To submit the form,
drag the cat to the circle on the side.

Type below the answer to what you hear. Numbers or words, lowercase: