Tips On Buying Your Moscow Idaho Home ~ By Lori Cofer, REALTOR

By
Real Estate Agent with Beasley Realty

Buyer Tips On Finding Your Moscow Idaho Home

by Lori Cofer, "Your Moscow Real Estate Connection"

My name is Lori Cofer of Beasley Realty and I am licensed in both WA & ID serving Whitman and Latah Counties.  I enjoy helping clients find the house that says home.  Here are a few tips you might find helpful as you begin your journey to buying your new home.

                              

GET YOUR FINANCES IN ORDER

Credit scores, your overall income, and your debt are all important factors in determining whether or not you will qualify for a loan and what the terms of your loan will be.  Don't be afraid to shop around.    But do shop for mortgage rates all at once.  Rates change daily, so make sure you are comparing apples to apples. It is true that too many credit card applications can lower your credit score, but several inquires from the same type of lender are counted as one inquiry if done in a short period of time.  So be prepared to do your shopping around as quickly as you can.

 

 

              

  WORK WITH A REALTOR

Find a REALTOR®.   They are the experts in buying and selling real estate.  You may buy or sell a few homes in your lifetime, but REALTORS® deal with real estate transactions on a daily basis.  Furthermore, real estate law varies from state to state and are not static.  Real Estate is an ever changing business, and you need someone who is well informed to guide you through the complex process of a real estate transaction.

 

 

GET PREAPPROVED
 

This is a tremendously important step.  Your want to begin your home search understanding your price range.  You don't want to fall in love with a home you can't afford.    Also, start looking at the low end of your price range.  You never know what you may find!


 BE REALISTIC

Make a list of needs versus wants.  Start with your needs.  Then make a list of wants or desires.  Often buyers begin the process of looking at home, only to find out their perception of needs versus wants change.  Be realistic about your list.  And  make sure you communicate that to your REALTOR  

 

Do, however,   keep an open mind.  Remember, there is no perfect property.  Focus on the top priorities of your list, and let the more insignificant ones or things that  you can easily change go.  Let's begin that journey!

 

 

close

This entry hasn't been re-blogged:

Re-Blogged By Re-Blogged At
Topic:
Real Estate General Information
Location:
Idaho Latah County Moscow
Tags:
tips on buying your moscow id home
moscow id real estate

Spam prevention

Accessibility option: listen to a question and answer it!

To submit the form,
drag the man to the circle on the side.

Type below the answer to what you hear. Numbers or words, lowercase:

Show All Comments
Rainmaker
726,930
Debbie Walsh
Keller Williams Realty - Middletown, NY
Hudson Valley NY Real Estate 845.928.8000

Good post Lori!  I think being Realistic should be number 1!  LOL

  

Dec 12, 2009 05:35 PM #1
Ambassador
1,441,431
Jennifer Fivelsdal
JFIVE Home Realty LLC | 845-758-6842|162 Deer Run Rd Red Hook NY 12571 - Rhinebeck, NY
Mid Hudson Valley real estate connection

Lori by following these steps the buying process will be a better experience.

Dec 14, 2009 05:04 AM #2
Rainmaker
45,560
Lori Cofer
Beasley Realty - Moscow, ID
REALTOR, Moscow Idaho Real Estate

Debra ~ It certainly is an education process but after looking a few properties, I think the buyer gets a good feel.

Jennifer ~ Thank you....you kind words are appreciated!

Dec 14, 2009 10:41 AM #3
Show All Comments
Rainmaker
45,560

Lori Cofer

REALTOR, Moscow Idaho Real Estate
Ask me a question
*
*
*
Spam prevention

Accessibility option: listen to a question and answer it!

To submit the form,
drag the house to the circle on the side.

Type below the answer to what you hear. Numbers or words, lowercase:

Additional Information