How to Survive Those Sacramento Short Sales

By
Real Estate Agent with Lyon Real Estate BRE #00697006

champagneWhen I went to Viet Nam last year, one of the guys in our tour managed to upgrade his group tickets to First Class. I didn't even know that option was available or I might have chosen it. I asked this guy why he flew First Class. He said, "Because I can afford it."

Apart from amenities such as wider, more comfortable seating and ample leg room -- and let's not forget the free drinks, better meals and real silverware -- flight attendants call you by name. Is that worth paying 2 to 4 times more than everybody else on the plane? In other words, do you get value for the dollar expended or do some people just not care about how much first-class service costs? It's probably both.

For one thing, when you fly First Class, generally you're surrounded by people with money, versus people without money. The conversations you overhear are different. Notwithstanding those Tracy Jordans -- with more money than common sense, but are amusing all the same. It's typically quieter. No little kids are kicking the back of your chair, either -- that alone is sometimes worth the extra cost.

But I don't always buy First Class tickets because the value isn't always there. My husband also thinks it's throwing away money. When I do, I justify the expense by the level of difficulty I endure at any given time closing my Sacramento short sales. No matter how much my clients love me, there is always one here or there who has no idea of what I went through to close their escrow or how much effort I expended on their behalf. And that's probably my fault because I don't tell them. I figure I can either do my job or I can talk about doing my job; I can't do both.

Client satisfaction is my number one priority. I'd say I achieve that directive 99% of the time. It pains me if I don't. But I'm not perfect and not every client is going to believe that I walk on water. It's just the way the real estate business is and people's nature in general. I don't really have a beef about my clients, but the short sale banks are another story.

Therefore, when I order a glass of French champagne, I toast Bank of America. Here's to you, BAC. That's for my 18-month Bank of America short sale. That tenderloin steak with a side of 1 1/4 pounds of steamed Maine lobster? That's for you, Wells Fargo, and your dozens of delays. The zabaglione topped with fresh raspberries -- every spoonful is for the months of agony caused by Chase Bank.

The elliptical workout afterwards? That's for my Wachovia short sales. The Wachovia short sales are delightful. They balance out the others. Because if you've got some balance in your life, you've got your sanity.

Photo: Big Stock Photo

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Elizabeth Weintraub is an author, home buying expert for About.com, a Land Park resident, and a veteran real estate agent who specializes in older, classic homes in Land Park, Curtis Park, Midtown and East Sacramento, as well as tract homes in Elk Grove, Natomas, Roseville and Lincoln. Weintraub is also a Sacramento Short Sale agent who lists and successfully sells short sales throughout the four-county Sacramento area with an emphasis on Elk Grove. Call Elizabeth Weintraub at 916.233.6759. Put 40 years of real estate experience to work for you. Broker-Associate at Lyon Real Estate. BRE License # 00697006.

The Short Sale Savior, by Elizabeth Weintraub, available with free shipping.

Photo: Unless otherwise noted in this blog, the photo is copyrighted by Big Stock Photo and used with permission.The views expressed herein are Weintraub's personal views and do not reflect the views of Lyon Real Estate. Disclaimer: If this post contains a listing, information is deemed reliable as of the date it was written. After that date, the listing may be sold, listed by another brokerage, canceled, pending or taken temporarily off the market, and the price could change without notice; it could blow up, explode or vanish. To find out the present status of any listing, please go to elizabethweintraub.com.

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Rainmaker
994,375
Edward & Celia Maddox
Solutions Real Estate - Queen Creek, AZ
EXPERIENCE & INTEGRITY - WE TAKE THE HIGH ROAD

Bank of America has to be the worst of the worst in dealing with Short Sales.  You beat us out, we only took 14 months to get a response from B of A.

Jul 19, 2010 10:40 AM #1
Ambassador
859,387
Suzanne McLaughlin
Sabinske & Associates, Inc. (Albertville, St. Michael) - Saint Michael, MN
Sabinske & Associates, Realtor

Glad you're back...hope you had a great weekend!  Surviving any short sale is worth a badge of honor, but I agree that BoA might be one of the toughest. 

Jul 19, 2010 11:00 AM #2
Ambassador
2,002,368
Chris Ann Cleland
Long & Foster REALTORS®, Manassas, VA - Bristow, VA
Associate Broker, Northern VA

Those Wachovia Short Sales are a dream.  And the Wells Fargo portfolio loan Short Sales are going the route of Wachoiva.  And I can totally see pampering yourself with first class tickets after putting in the amount of time you have on Sacramento Short Sales.  You deserve it.

Jul 19, 2010 11:44 AM #3
Rainmaker
96,476
Debbie Baldes
Executive Properties - Citrus Heights, CA
ABR, SFR, CDPE, e-PRO, CHS

I love Wachovia! We had an approval in less than 24 hours!  They are also good at allowing repairs to the property.  Wish all other banks would take some lessons from them and all of our lives would be so much easier!

Jul 19, 2010 12:49 PM #4
Rainmaker
549,523
Cynthia Larsen
Safe Haven Realty - Cotati, CA
Independent Broker Serving Sonoma County, CA

Welcome back. What? Nothing about CitiMortgage?

Jul 19, 2010 01:02 PM #5
Rainmaker
84,195
Terri Adams-Scott
J. Rockcliff, REALTORS - Walnut Creek, CA
Realtor, Walnut Creek CA Real Estate

Wachovia is definitely the First Class of them all...Cheers!

 

Jul 19, 2010 06:09 PM #6
Rainmaker
1,253,728
Elizabeth Weintraub Sacramento Real Estate Agent, Top 1% of Lyon Agents
Lyon Real Estate - Sacramento, CA
Put 40 years of experience to work for you

Hi Debbie: Yeah, my last Wachovia short sale approval came through in 24 hours as well. I just received an email from Wells Fargo the other day that said the next WF I open should be in Equator. Hooray! I love Equator. Almost as much as I love Wachovia and Maine lobster.

sacramento short sale

Jul 20, 2010 04:14 PM #7
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Rainmaker
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Elizabeth Weintraub Sacramento Real Estate Agent, Top 1% of Lyon Agents

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