Moses Lake, Wa 1st Time Home Buyer Information, part 2

By
Real Estate Agent with Moses Lake Realty Group

Moses Lake, Wa 1st Time Home Buyer Information, part 2

 

If you are like the average Moses Lake, Wa 1st time home buyer, you either don't have a clue what your credit looks like, or you know it is bad, just not how bad. You nay be one of those who knows what their score is, know it is great and feel confident you will qualify to purchase a home. If that is the case..........CONGRATULATIONS! You are a giant step ahead of the game and you can probably skip this step.

So now for the rest of us average Joe's. The first thing to remember is, if you have made mistakes in the past, they are in the past. You still have to deal with the consequences of them, but today is a new day. No "If I would haves" allowed here. 

If you have not made mistakes that have affected your credit, you may have done nothing at all. No credit cards, no car loans, etc.. If that is the case you have no credit. No credit is not a bad thing, but it is not a good thing either. Lenders want to know your history of payments. They want to know they can trust you with their money.

Now what? You either have no credit or not so great credit. I am not a credit expert, my expertise is in real estate. If you are not a Moses Lake, Wa 1st time home buyer you can call your local job source service and ask if there is someone who can help you find out about your credit. Be sure and ask if they are non-profit! If they are, they have no ulterior motive and they can look up your scores on all three of the top reporting agencies without it showing a negative on your reports. Ask that person to explain to you why that is important.

 If you are a Moses Lake, Wa 1st time home buyer, I highly recommend calling Carolyn Grant at the Prosperity Center which is located in the Work Source building on 5th. Her number is 509-766-4152. She has over 20 years experience in real estate and finance and valuable advice to share. She will not only help you with how to proceed on your credit, she will also explain to you all sorts of fun things such as what your debt to income ratio should be. Once you have met with her, call your Realtor (hopefully me:)) and together you/we can decide what your next step should be.

Watch for more Moses Lake, Wa 1st time home buyer information. To find out more now call or e-mail:

509-707 3352             dianelh77@gmail.com

 Carolyn Grant  

 Carolyn Grant                                                   

Prosperity Center   509-766-4152   

309 E. 5th Avenue, Mose Lake

 

Posted by

Diane Huffman

"Integrity Working Hard for You"

dianelh77@gmail.com       509.707.3352

facebook.com/findmoseslakerealestate

Whether you are buying or selling, are in agriculture or want lakefront, the Mose Lake area is my passion!

I specialize in 1st time buyers because listening carefully, educating, and problem solving is what I do best. It is very gratifying to help people navigate through their 1st time real estate experience and to see the results of the hard work we have all done. Whatever your need I look forward to working hard for you.

To succeed in business, to reach the top, an individual must know all it is possible to know about that business.
J. Paul Getty

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Topic:
Home Buying
Location:
Washington Grant County
Groups:
1st Time Buyers
Advice for Buyers
Tags:
moses lake
wa
1st time home buyer

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