Real Estate Broker/Owner with TEXAS BUYER REALTY LLC

WPI-8 is a certification that determines the insurability of a structure from wind damage.

Anytime an insurance claim has been filed, and the claim relates to the structure, it might be required to obtain a new windstorm certificate. Otherwise, when you try to get a new windstorm policy, you will be denied coverage without a WPI-8.

With the recent hurricane Ike, many homeowners replaced their roof and/or made structural repairs. Sometimes roofing companies are not providing a new WPI-8 when they should. It is not the fault of the homeowner since they were most likely unaware of the process. It is the fault of the roofing company.

So how do you protect yourself when buying a home?

Anytime there is an indication that there were structural repairs on the seller's disclosure or in your inspection report, obtain a CLUE report (Comprehensive Loss Underwriting Exchange) before you decide to purchase a home, possibly during the option/inspection period or before even making an offer on the home.

One thing that you can do is search for a WPI-8 in Texas, online. TEXAS WPI-8 SEARCH Or ask your insurance agent to see if there is an existing WPI-8. However, if structural changes have been made to the home, the existing WPI-8 might not be valid.

Contrary to other articles and speaking with my insurance agent, they can obtain a CLUE report on any home, at any time. Before purchasing a home, call your insurance agent and have them run a CLUE report, regardless if there have been structural repairs or not. It is always good to know if there have been any claims on the home.

Posted by

James Potenza New Home Specialist James potenza new Homes


 Read James' Client Testimonies   


Pearland Homes For Sale on Facebook


Realtors For Buyers Only

4BuyersOnly.com and Pearland TX Homes For Sale

Proudly serving the Houston Texas area since 2004.

Only Real Estate agents working for an office that NEVER list homes for sale can call themselves an EXCLUSIVE BUYER'S AGENT. EBAs are highly trained in representing home buyers and and can negotiate the best price and terms on the buyer's behalf.

James provides a visual pre-inspection and a residential construction analysis on all of the homes he visits with his clients. Yes, James actually climbs in the attic with a flashlight - and he points out potential problems.

Contact James today for your informative home buying consultation


Pearland Homes For Sale Texas Buyer Realty LLC

The pre-inspection is for informational purposes only and does not take the place of a complete home inspection performed by a licensed home inspector. We just help eliminate homes that might need costly repairs while educating our clients on residential home construction.

Lakes of Savannah homes West Ranch Friendswood

 Clear Lake Real Estate  Pearland Real Estate 

Pearland homes for sale


This entry hasn't been re-blogged:

Re-Blogged By Re-Blogged At
Home Buying
Texas Galveston County Friendswood
Friendswood Real Estate
Pearland Real Estate
real estate agent
insurance agent
pearland buyers agent
league city
clear lake

Post a Comment
Spam prevention
Spam prevention
Show All Comments
Raymond Hernandez Jr.

I resently hired Bella Roofing Contractors to replace my roof with a new roof. This job was done on April 19th, I wanted to know that status of my WPI-1 and my WPI-8. Could somebody please give me some kind of information on this please. I can also be reached by cell - 409-766-0436 or my work number 409-949-9499. I would appriciate some kind of response.


Raymond Hernandez Jr.

May 03, 2011 01:16 PM #1
Post a Comment
Spam prevention
Show All Comments

James Potenza

Home Buying Consultation Now
Spam prevention

Additional Information