For residents of Hawaii, Iowa, Maryland, Michigan, Missouri, North Carolina, Oregon, Vermont, Virginia, West Virginia or Wyoming it is required by your state law that you may obtain a copy of your credit report, free of charge, whether or not you suspect any unauthorized activity on your account.
The following 3 companies are the 3 National Consumer Reporting Agencies that handle credit reporting across the United States. Their contact information is as follows:
Equifax: PO Box 740241, Atlanta, Georgia 30348 1-800-685-1111 www.equifax.com
Experian: PO Box 2104, Allen, TX 75013 1-888-397-3742 www.experian.com
TransUnion: PO Box 6790, Fullerton, CA 92834-6790 1-877-322-8228 www.transunion.com
If you DO NOT live in one of the states that mandate access to the free credit report feel free to contact me & I will provide you with the details on how you can access this information.
Peter Testa is a Connecticut Licensed Realtor specializing in Short Sales. If you are behind on your mortgage payments or are facing foreclosure call me to find out what your options are. There is NO FEE to a home owner looking to do a Short Sale. If you are interested in finding out more about doing a Short Sale on your property contact Peter Testa at (203) 442-3873.