Ya think it could be your choices?

By
Real Estate Broker/Owner with Fitts Agency

We've all made a few bad financial choices along this journey called life. Heck, a tractor trailer couldn't carry all the "not so good" choices I've made over the years.

(20 years ago) - "We would like to offer you a position as a claims adjuster here at State Farm.  In a couple of years you can get the opportunity to get your own State Farm agency."  I chose to turn it down.

(18 years ago) - You should buy Wal Mart stock.  I chose to buy a new car.

(15 years ago) - "I'll sell you my beach house and the adjacent oceanfront lot for $300,000, right smack in the middle of Gulf Shores."  I chose to quit my job and start a new business.

(11 years ago) - "Why don't you keep buying rental properties and keep the mortgage company?" I chose to start a business I knew nothing about.

Okay, you get the point.  Sure, I know my examples of choices involve relatively big choices, and that's fine, but most of our lives become about the small choices we make.

Single mom, two kids, and a $230 a month cell phone bill to support her iPhone.  No life insurance to take care of her children should something happen to her.  Poor choice.

Successful business owner, beautiful wife and kids, big house, big mortgage, big flat screen TVs, and if he died tomorrow, his family would have nothing.  He takes big hunting trips, buys season tickets to the football games, and drives brand new cars.  He doesn't have a life insurance plan in place to support the family he leaves behind, and to pay for his children's education. Poor choice.

Just graduated from college, got a job, got married, no kids. Alabama football games, dinner out three times a week, and two new cars.  No Roth IRA, no forced savings plan, no nothing. Poor choice.

You get my point. Yada, yada, yada.

The good news is that you can choose to make good choices even after you've made "not so good choices."  Yes, it will cost you more.  The good choices that follow bad choices always cost you more.  But you know what?  You'll figure out how to survive making good choices.

When you visit my agency, you won't get chastised for making poor choices.  The pot shouldn't call the kettle black, as they say.  You will be told, in love, what good choices are available, and how you can make them today.

You can start your good choices today, if you know what choices are available to replace the poor choices.

 

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Rainmaker
755,530
Carol Zingone
Berkshire Hathaway Home Services Florida Network Realty - Jacksonville Beach, FL
Global Realtor Based in Jax Beach, FL

So true: people, myself included, are in the places they are in (be in financial, literal, emotion, phyiscal) due to/based on the choices they have made.  The more information we can employ to hlep us make better decisions, the better.

Sep 14, 2010 07:28 AM #1
Rainer
370,054
Tish Lloyd
BlueCoast Realty Corporation - Wilmington, NC
Broker - Wilmington NC and Surrounding Beaches

Well, OUCH!  This sort of feels like I'm sitting in Church and you're speaking directly to me!?!  Excellent post and there are many, many of us who need to hear and heed this message!!!  Thanks.  So, about that appointment in your office --

Sep 14, 2010 07:43 AM #2
Rainer
101,702
Clark Cook
1st Choice Realty of Fayetteville, LLC - Fayetteville, NC
Marketing Homes For Sale In Fayetteville NC Area

Yep! You're absolutely right Todd. We are were we are because of the choices we made.

Sep 14, 2010 07:44 AM #3
Rainer
86,198
Troy Funk
Allison James Estates & Homes, Sarasota 941-957-3737 - Sarasota, FL
Realtor - CDPE, SFR, Sarasota Short Sales & Foreclosures

Good impact on the truth.  It's easy to lose perspective with the unimportant things that distract us. It's unfortunate that this is not taught in schools as a required subject like Math, and Reading ... Life Skills are just as important.

Sep 14, 2010 07:59 AM #4
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Todd Murphy

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