Do you Still Have a Fuse Box

By
Services for Real Estate Pros with State Farm

If your home has a fuse box...

Chances are, either your home or the home of someone you know, has a fuse box. Fuses function the same way breakers do-to cut off power if an electrical circuit is overloaded. Both fuses and breakers can be very effective in protecting your home against an electrical fire.

However, one problem that can arise with fuses occurs when someone inserts a fuse of higher amperage than the circuit is designed for. For example, a homeowner tires of replacing blown fuses and inserts a 30-amp fuse where a 20-amp fuse should go, the 30-amp fuse allows more current into the circuit than the circuit was designed to accommodate. The fuse "blows" indicating that the circuits are overloaded. These must be replaced as the fuse element burns up. A fire can result.

If you have a fuse box, it's a great idea to have an electrician inspect it and check the wire size to install the proper fuse bases. Type S fuses should be used in aging fuse panels to prevent over fusing. Type S fuses are the only type allowed by the National Electrical Code in new fuse box installations.

Whether you have a fuse box or a breaker box, have your electrician tell you the size of your electrical service to make sure it is sufficient. Years ago, 60-amp or 100-amp service wasn't uncommon; but most families today have electrical appliances that demand more service. It's smart to get an electrician's opinion on whether an update is needed since modern homes are typically wired for minimum 200-amp service.

Electrical fires are all too common, and many homes in the U.S. need electrical updates. Please take whatever action necessary to update the electrical service in your home.

 By

State Farm® Agent for more information like this go to the safety tips section of our Michigan insurance blog.

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Re-Blogged 1 time:

Re-Blogged By Re-Blogged At
  1. Dan Edward Phillips 11/15/2010 10:06 PM
Topic:
ActiveRain Community
Location:
Michigan
Tags:
homeowners insurance
michigan homeowners insurance

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Show All Comments
Rainmaker
823,176
Marte Cliff
Marte Cliff Copywriting - Priest River, ID
your real estate writer

I remember when I was a kid and everyone had fuse boxes. The "old folks" used to put a copper penny under the fuse to keep it from burning out.

No wonder there were so many house fires.

Oct 30, 2010 04:27 PM #1
Rainer
143,651
Indera Coggins
Re/Max 100 - Dunkirk, MD

This is pretty scary stuff. Wow. I have to check on my fuse boxes and make sure everything is in order.

Oct 30, 2010 04:28 PM #2
Rainer
166,830
Mike Leibel
CIR Realty - Calgary, Chestermere, Balzac & Airdrie - Calgary, AB
Associate Broker

They won't even insure them up here anymore, well hardly.

Nov 09, 2010 06:53 AM #3
Rainmaker
503,231
Dan Edward Phillips
Dan Edward Phillips, Humboldt and Del Norte Counties, CA - Eureka, CA
Humboldt and Del Norte Counties, CA

Good Morning Jay, excellent information for the home owner!

Nov 09, 2010 07:00 AM #4
Rainmaker
73,228
Glen Fisher
National Property Inspections of Southern New Jersey, LLC - Oaklyn, NJ

The electrical system in an older home is typically one of the most neglected.  The problem is that the electric will often function right up until the point of fire. 

Nov 09, 2010 07:06 AM #5
Rainer
34,662
Jay Swindle
State Farm - Detroit, MI

In Michigan most cities will require that homes eletrical systems are upgraded, but that will not happen unless the home is up for sell.  Fuses are not enough to handle modern day eletronics.

Nov 09, 2010 07:38 AM #6
Rainmaker
342,003
Don Wixom
RE/MAX Advantage Nampa, ID - Nampa, ID
"Looking out for your next move..."tm

Great post! Every once in a while, I run across a home with an old fuse box, rather than a breaker panel. I have found it costs about $1,000 to switch it out, depending on the house and location.

Dec 12, 2010 03:24 PM #7
Anonymous
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Rainer
34,662

Jay Swindle

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