Your credit report is one of the first things lenders, landlords, insurance companies, and even employers, can look at to learn about your financial history. What if it contains errors?
A man named Michael wrote to the Equifax personal finance blog with a rather unique situation:
"My ex-wives have very similar names (like Cristina & Tina) and they have the exact same last and middle names. Their credit reports got combined somehow. One of them thinks I did it. Not only did I not do it, I couldn't even if I wanted to. How/where do I get info to prove no one can change another person’s report?"
While Michael's predicament is a fairly unusual one, it prompted a discussion of how to correct errors on your credit report. To read the Equifax team's response, and to find out how to fix inaccuracies on your report before they cause bigger problems, read the full article at http://credit.equifax.com/2010/12/equifax-credit-dispute-how-to-dispute.html.
Ilyce Glink is the author of several books, including 100 Questions Every First-Time Home Buyer Should Ask and Buy, Close, Move In!. She blogs about money and real estate at ThinkGlink.com, The Equifax Personal Finance Blog and CBS Moneywatch She is Chief Content Strategist at RealtyJoin.com, a community for real estate investor