First Time Home Buyers / Tampa /HUD 1 Buyers Side

By
Real Estate Agent with Peoples Choice Realty Services

Well I ran out of room on my last blog and we need to address the Buyers side of the HUD. The Buyer is responsible for all of the closing costs attached to the loan. Also, the tax stamps on the mortgage and the intangible tax on the mortgage. You also need to pay your homeowner insurance and set up an escrow for your properly taxes. Do you see why I didn't just tack this on to the last blog? But wait, there's more, you also need to prorate  the items that the seller has already paid, such as the prepaid ad valor um taxes and the lighting district and storm water. See why we need a HUD 1 sheet, there are a lot of figures that need to be addressed, and the closing agent will be happy to explain all of the numbers as we go down the list.

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