Are lenders and loan officers supposed to have investigative skills?
So let me pose you this question. When a lender takes a loan application do they verify the taxes that the buyer tells them? Or ..... by reason of discovery do they verify what the buyer says just to be certain and ultimately correct?
It takes a minimum of detective skills to hop on the internet and in a few keystrokes get the PIN number, tax info on any property on this big blue planet.
Do loan officers do this or do they feel it is someone else's job outside the scope of lending?
Should it be the agents responsibility? Should it be the buyers? What if the taxes are incorrect (naww, that never happens) on the MLS sheet? Wouldn't want to escrow the incorrect taxes for the buyer?
Who's job is it? I'm hoping to hear from both lenders and agents.
Should you be the next 'Columbo'?