Does that creek behind the house flood?

By
Real Estate Agent with Keller Williams Realty
http://actvra.in/6rm

This is a great question to ask and is a big concern for a lot of buyers. The same creek that you see as a beautiful feature can also be a horrible risk. Now, first of all having a creek behind the house doesn’t always mean the house will flood every time there is a big rain. The fact is only about 25 of the homes along a creek such as Johnson Creek and Butternut Creek actually flood. (Those are just the ones you hear about on the news.)

Does that creek behind that house flood

Now, the best way to find out if a property has ever flooded is to call your insurance company. They will have a record of any claims ever made against a property. Now, if the owners never filed a claim, there are signs of damage that come with flooding to look for. (Cracked foundations, water stains and a sump pump)

Now, the other thing to consider when buying a water front property is that if you have this worry now, the next buyer that you try to sell to may also have the same worries. It is something to consider as it will limit the buyer pool on any given home that could possibly be in a flood plain.

If you are looking to buy a water view property, give us a call we will gladly help you through the process.

Posted by


Todd Clark (broker w/ Ken's Home Team)
Keller Williams Realty
Todd@IFoundYourNewHome.com
Phone: (503)524-9494
Fax: (503)746-9573

 

 

 

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 I am a licensed Realtor who specializes in Washington County, Oregon and also work in both Clackamas and Multnomah Counties including the cities of Aloha, Beaverton, Canby, Clackamas, Gladstone, Gresham, Happy Valley, Hillsboro, Milwaukie, Oregon City, Sherwood and Tigard. All information contained in these posts are copyrighted and cannot be used without prior written approval authorization from the author me Todd Clark. If you are looking for an outstanding agent please give me a call I would love to help you with all your real estate needs.

 

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Topic:
Real Estate General Information
Location:
Oregon Washington County
Groups:
America's Best Agents
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Real Estate Risk Managment
Tags:
waterview property
creek
johnson creek
butternut creek
flood
leaks
basement
selling
buying
todd clark
realtor

Comments 18 New Comment

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Ambassador
1,801,096
Jeff Dowler CRS
Carlsbad CA Homes for Sale (760) 840-1360
Solutions Real Estate

Todd - it's a tough question that needs to be asked and investigated. We have natural hazard reports here in CA that include if the home is in a high risk flood zone. Of course flooding can happen where it has never occurred, and not be a problem when one think it might. Due diligence for the buyer. Checking with the insurance company is an important thing to do.

March 07, 2011 11:59 PM
Rainmaker
445,984
Vickie McCartney
Broker, Real Estate Agent Owensboro KY
Maverick Realty

Hi Todd~  Most buyers don't realize that the price for flood insurance can be cost prohibitive!  Even if there isn't a creek close by, it is amazing how many home are in a flood plain! 

March 08, 2011 12:00 AM
Ambassador
1,088,783
Joni Staples
Your Huntsville / Lake Livingston Area REALTOR®
Berkshire Hathaway Home Services - Anderson Properties

Great points. The price for waterfronts that are in flood plains usually reflect the fact. If it seems too good to be true, there is almost ALWAYS a reason why!

March 08, 2011 12:00 AM
Rainer
74,424
Deb Jamail
Galveston County Real Estate
HomeLife Southern Properties

Todd

Good points.  If you live near water, chances are better than not that someday it may flood!  As you point out so well...do your homework before buying!!

March 08, 2011 12:02 AM
Rainmaker
967,671
Michael Jacobs
Pasadena Real Estate Representation 818.516.4393
Coldwell Banker Residential Brokerage

Todd -- good points for your buyer to consider.    I like the way you phrase it to the buyers -- if it is a concern for you, then it may be a concern for the next buyer.....that's such a good way to look at so many situations with a property.

March 08, 2011 12:41 AM
Ambassador
876,211
Larry Bettag
Regional Vice-President
Larry Bettag - Cherry Creek Mortgage

I love it when you said, "your flood insurance company."  Most of us don't have their own "insurance company." 

March 08, 2011 12:46 AM
Rainmaker
1,200,357
Tony & Darcy Cannon
The C Team
Keller Williams Legacy

Todd, good point to have them call their insurance company and see what the reports have been.  I would hazard a guess and say yes, most creeks will flood to some extent.

March 08, 2011 01:15 AM
Ambassador
1,137,987
Paul Henderson
I always put my clients first in any transaction!
RE/MAX Professionals.

I always ask how often rather does it flood. There are so many variables when it comes to wetlands...

March 08, 2011 01:24 AM
Rainmaker
1,050,745
Ginny Gorman
Homes for Sale in North Kingstown RI and beyond
Phillips Post Road Realty ~ 401-529-7849~ RI Waterfront Real Estate
Todd, I have many a coastal town here that has half the homes in a flood plain...also, the new FEMA maps that came out in 10-2010 increased some of those areas...However, buyers should be well aware that many people do Not put in flood claims because they don't want that history noted and should make sure a home inspector does their due diligence to check on any water issues...it's a huge problem here..we had the Flood of 2010 that wreaked havoc here.
March 08, 2011 06:57 AM
Rainmaker
1,772,632
Gabe Sanders
Stuart Florida Real Estate
the BlueWater Realty team specializing in Martin County Residential Homes, Condos and Land Sales

Todd, we have some similar issues around here.  Those that want waterfront property must assume some of the inherent risks that go along with that property.

March 08, 2011 07:19 AM
Rainer
148,540
Virginia Gardner
Realtor, Charlottesville, Serving Central Virginia
Roy Wheeler Realty Co.

Very nice way to promote your excellent services, Todd

March 08, 2011 08:33 AM
Rainmaker
591,122
William J. Archambault, Jr.
The Real Estate Investment Institute

"This is a great question to ask and is a big concern for a lot of buyers."

Todd,

It is a great question. A question that splits the Experts from the Fools and Profesionals.

I've written extensivly about the diffrence between Experts and Professionals.

Professionals know and ask all the questions.

Fools ask and answer the questions.

Experts know one subject.

Always get the experts answer even though you may know the answer! Always!

Bill

March 08, 2011 08:45 AM
Rainmaker
1,228,422
Michelle Gibson
REALTOR
Hansen Real Estate Group Inc.

Todd - This is excellent advice and I would assume most home owners would file a claim if their home flooded.

March 08, 2011 09:24 AM
Rainer
65,881
SentriLock Blogger
SentriLock, LLC

Great advice Todd! I plan to tweet/fb this out today.

March 08, 2011 09:40 AM
Rainmaker
1,002,583
Charles McDonald
REALTOR®, Blogger, Principal Broker®, Owner
Charlottesville Real Estate Solutions

Good advice, it is alway best to ask these questions up front.

Your Friend in Charlottesville

March 08, 2011 10:05 AM
Rainmaker
456,970
René Fabre
New Media Marketing
First American Title

I had a home a number of years ago in Newcastle on May Creek. I had to prove to the home insurance company that I wasn't in a flood plain... Yes, it's true my property backs up to the creek, but it was in a ravine that was about 30 feet deep. I took pictures. In my explanation I wrote, if we do flood a lot of north Renton will be washed down the hills and into Lake Washington! I one that one! They decided I didn't need the coverage.

March 08, 2011 02:10 PM
Ambassador
536,756
Gerry Michaels
GettysburgGerry Social Meida
Glasswork Media Arts

Todd, good points, however I think the problem lies from not buying a water front property, but the water shows up anyway....

March 08, 2011 02:42 PM
Rainmaker
187,920
Christina ONeal
Realtor - Ripon California
At Home Real Estate Group

Great suggestions for the buyer to think about with just being near water.  I love that you know how many have had flood issues.  (it shows you really know the area). 

March 08, 2011 11:27 PM
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Todd Clark

Broker - Beaverton, Oregon Real Estate Expert - (503) 524-9494
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