Veterans here is a loan product made just for you! 100 % , lower credit scores, and better debt to income ratios - call me if you are looking for a Realtor that would be honored to help one that has served their country!
What’s so special about VA Home Loans? Plenty, I say! For years, few loan professionals have focused on this incredible niche – of serving those individuals who serve us. With tightening underwriting guidelines and dwindling product availability, suddenly the VA Home Loan is popular again!
VA Home Loans have been the favorite of mine for several years. Maybe it is because my offices are located near both an Army and an Air Force base. Or maybe it is because my team and I love working with military borrowers and veterans. We have come to appreciate not only the joy and satisfaction which comes from serving our men and women of the United States Military - but also the benefits of the VA Home Loans for those clients.
Below are what I believe to be the top five reasons you also will fall in love the VA HOME LOAN:
#1 Competitive interest rates - even with less than perfect credit!
#2 100% financing (one of the few remaining programs)
#3 Flexible Credit Requirements
a. Higher debt ratios are many times allowed
b. Lower reserves (money left in the bank after closing) required
c. Lower credit score requirements
#4 No monthly mortgage insurance. Unlike conventional and FHA loan products, with monthly mortgage insurance premiums that could add up to .85 to .97 to your monthly payment, there is NO monthly mortgage insurance with the VA Loan.
#5 The VA Funding fee can be financed into the loan.
If you haven’t researched the benefits of the VA Home Loan, you should do so today. You can find addiional information by clicking the link below: