They Were Young, and Made Some Bad Decisions, They Didn't Know Credit Was So Important, A Success Story!

By
Real Estate Agent with Elkhart County Subdivisions, LLC PB21005216

They Were Young, and Made Some Bad Decisions, They Didn't Know Credit Was So Important, A Success Story!

...Until their family outgrew the rental and they wanted to buy a home. Kenny and

Samantha called a local Real Estate Company and was fortunate that I was on floor

time. This was during the First Time Home Buyer’s Tax Credit and because of bad

decisions made in the past, they were not only unable to take advantage of the

$8,000 First Time Home Buyers Tax Credit, they could not buy a home at all!

 

I recommended they contact a local Credit Repair Company that I knew would really try to help

them. The were educated on how to fix their credit and advised what types of credit an underwriter

would be looking for. Job stability for the Kenny was not a problem. Samantha was employed

by the RV Industry and as almost all of the Manufacturer’s were cutting back drastically,

Samantha’s employment was up and down. She found another job that was stable and

has worked her way up into a management position.

Finally, the American Dream Came True!

Friday, March 11, 2011 their American Dream of Home Ownership became their reality. After

almost 4 years of making sure their decisions were to their benefit, the Baker’s were packing

and moving and crying, all at the same time…

 

Many times over the past several years Samantha has called me with the names of her Family

and Friends who even mentioned they were thinking of moving. Everytime I see them I get

hugs and smothered with love.

If you know someone who is dreaming of Home Ownership, but isn’t quite there because of

credit woes, call me at 574-304-7148 with their names and phone number, and I will take the excellent care

of them that they deserve!

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  1. Larry Johnston 07/26/2011 07:16 PM
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Topic:
Home Buying
Location:
Indiana Elkhart County Middlebury
Groups:
Our Success Stories
Tags:
a success story
they didnt know credit was so important
and made some bad decisions
they were young

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Rainmaker
53,066
Susan West
Prescott, AZ - ABR, CRS, GRI, SRES, SFR
RE/MAX Mountain Properties

Hi Evelyn,

It's great to be part of their American dream isn't it?  

July 25, 2011 10:45 PM
Rainmaker
997,806
Evelyn Johnston
Super Agent, Probably the Best Agent in the Galaxy
Elkhart County Subdivisions, LLC

Hosai, I love these kinds of stories too.  Have you posted some of yours?  It encourages all of us!

July 25, 2011 10:53 PM
Rainmaker
997,806
Evelyn Johnston
Super Agent, Probably the Best Agent in the Galaxy
Elkhart County Subdivisions, LLC

Susan, yes it is.  And I thought I became a Real Estate Agent to get RICH!  Little did I know it was to HELP people reach their dreams!

July 25, 2011 10:54 PM
Rainmaker
339,803
Larry Johnston
Real Estate Agent
Associate Broker, Elkhart County Subdivisions, LLC

It's amazing how many people look at you when you tell them that credit repair will be needed and that they need to tke some action in that direction, as if it is off in the far future many years from now, but in reality may only take a few months or a year. In your case after it was all over, they probably said the time flew by.  I applaud them in making that step forword and sticking to it.

July 26, 2011 07:12 PM
Rainmaker
997,806
Evelyn Johnston
Super Agent, Probably the Best Agent in the Galaxy
Elkhart County Subdivisions, LLC

They were very careful with everything they did once they learned how credit is reported.  And they kept at it.  Their goal was home ownership and they have it.

July 26, 2011 07:16 PM
Anonymous
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Rainmaker
997,806

Evelyn Johnston

Super Agent, Probably the Best Agent in the Galaxy
8 Secrets to Save Thousands When Buying & Financing Your Home
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