Your Insurance May not Cover a Dead Tree Falling on Your Home!!!

By
Real Estate Agent with Top Agents Atlanta Metro

The US Drought Maps have 2 states that are over 80% above D3 Dead Georgia TreeLevel Extreme Drought and that is Georgia and Texas.  The Drought Levels Range from D0 which is exceptionally Dry to D4 which is exceptional Drought.  Both Georgia and Texas stick out as the most impacted states for drought as of 9/20/2011.  Here is the United States Drought Map and it is real evident when you look at the shaded areas where the drought conditions reside.

What does this mean going into the fall season?  We all need to be extremely vigilant of trees that are dying or dead near our homes and make the effort to have them removed before they do damage to our homes.  I am seeing a lot of dead trees in the area as I am out selling real estate.  Remember if the tree is dead and falls on your house your insurance may not pay for the damage since you were negligent in removing the dead tree and allowed for the risk of it falling. 

So make certain that you hire licensed bonded contractors to remove any dead trees before the fall and winter to avoid damage to your home.  The picture of the dead tree I just took last week in the Crabapple Area.  The trees are all under a lot of stress from the low rainfall in Georgia this year.  It will be less expensive to remove the tree than the cost of the damage to your home.

Let us know if you have any questions about Real Estate in the North Metro Atlanta Area, we look forward to serving you.

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Lynn B. Friedman
Atlanta Homes ODAT Realty Call/Text 404-939-2727 Buckhead - Midtown - Westside -- Concierge Service - Atlanta, GA
Timesaving Strategies for Atlanta Sellers & Buyers

Dear Mary -
Just had a call about this from some folks who I helped find a home five years ago.  The tree behind their home (in the yard of a foreclosure) had fallen and nicked their garden shed but no damage to the house. Luckily. It was purely due to weather stress -
Have a happy day -
Lynn

Sep 24, 2011 07:46 PM #1
Rainmaker
859,878
David Spencer
Keller Williams Team Realty - Bloomingdale, IL
Chicago Area Commercial-Residential R.E.

Good advice.

Sep 24, 2011 08:36 PM #2
Rainmaker
229,723
Dee Mayers
Covina, CA
San Gabriel Valley, CA

Removing the dead trees due to the drought is a good idea Mary.  It is something not thought of until the damage is done.  Have you heard of the tree that killed a women here in CA?  Be prepared the picture is painful to see.   Here is the story giant-tree-fell

Sep 24, 2011 09:21 PM #3
Rainmaker
565,928
Kathy Sheehan
Movement Mortgage 770-634-4021 - Atlanta, GA
Branch Manager

Mary, most people don't learn this lesson until it is too late.  Great information!

Sep 25, 2011 08:51 AM #4
Rainer
201,577
Mary Macy
Top Agents Atlanta Metro - Roswell, GA
Top Agents Atlanta Metro

Lynn, thanks for stopping by, lucky the tree was alive

David - Thanks

Dee - We have several people killed every year here too by trees

Kathy, Hopefully some of them will read this blog and then know.

Sep 25, 2011 11:10 PM #5
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Mary Macy

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