Over 7 million homeowners in the U.S. are in default on their mortgage and more than half of them are not aware of the programs and options that are available to help them avoid foreclosure. Many are not familiar with Loan Modification programs offered by their bank. Others may qualify for a Short Sale that allows you to list and sell your home for its current market value—even if you’re upside down—and the bank forgives the unpaid portion of your mortgage. This option completely frees you from an unsustainable mortgage with far less damage to your credit than foreclosure.
If you would like information on these or other programs and options, please feel free to visit my interactive web site at www.bakersfieldforeclosurehelp.com . Included in the site is a simple evaluation that will help you know how to proceed based on your particular situation.
The most important counsel that I can give you right now is to be proactive and stay ahead of the foreclosure process. If you’re already more than 30 days late on your house payment, I recommend that you call me directly and set up a consultation as soon as possible so that we can review your situation and discuss your best course of action. Please let me know if I can help.
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*licensed real estate agent