Buying a house in Fairfield California , how do you get started?
Not too long ago, a few other real estate professionals and I got together and put on a seminar.
We called it “How to buy a house without going insane. “
It was a very informative event and everyone who attended learned a lot.
The only problem was that not very many people attended.
It occurred to me that I know a lot more about how to help people buy and sell their homes than I know about how to attract people to a seminar.
So I thought I would video tape myself and make a little seminar on the internet that would be simple and easy to understand.
I broke it into 13 steps. The first one is to get qualified.
I get calls on my listings every day and I start out with two questions: “Are you working with a Realtor?” And “Have you been qualified by a lender , or are you working with cash?” Maybe that’s three questions, but you get the point.
Sometimes I will be told “We just want o look first and then we will get qualified.”
Well, if you are serious about buying a home, you will want to talk to a lender now and find out what you need to do to buy.
Sometimes people will tell me they were qualified 2 years ago. I ask them to contact their lender today , because a lot has changed in the past few years and those who were qualified 2 years ago are not necessarily still qualified today.
Many people think that the banks are not loaning any money.
This is not true. If you are a first time home buyer and you have been on the job 2 years and have a good credit score, you may be pleasantly surprised to find out that you qualify for a loan with as little as 1 % out of pocket.
So a $200,000 house could end up costing you $2,000 to get into!
Your mortgage payment, minus the interest deduction and the low down payment could make buying a lot smarter than renting.
I keep hearing that rents are going up. I am pretty sure that is true here in Fairfield , so ask me how to buy a house in Fairfield California!
With a fixed rate loan, your payment won’t go up. So if you can get your landlord to guarantee a fixed rent for the next thirty years, you might not want to buy, but everyone else, please contact me today and I would love to help you out if you are thinking of buying a home in Fairfield California.
I would love to assist you in the purchase of a home in Fairfield California . Feel free to call or e-mail me at any time.
If you can't find steps 2 through 13, please let me know, thanks.