If you are behind on your house payment and upside down, the Short Sale Program that is offered by most banks and mortgage companies may help free you from an unsustainable mortgage.The Short Sale option allows you to list and sell your home for its current market value, and the bank forgives the unpaid balance of your mortgage. This allows you to walk away from your mortgage with minimal damage to your credit, and often saves the bank tens of thousands of dollars in foreclosure and property maintenance costs. It truly creates a win/win situation.Please feel free to visit my interactive web site at www.bakersfieldforeclosurehelp.com to learn more about the programs and options that are available to distressed homeowners. The site also includes a simple evaluation that will help you know how to proceed based on your particular situation. If you’re already more than 30 days late on your house payment, I recommend that you call me directly and set up a consultation as soon as possible so that we can look at your situation and decide your best course of action.