5 Steps to take Control of your Finances

By
Real Estate Agent with Summit Realty Group CA BRE# 01839597

Did you know that 1 in 7 homeowners are struggling to make their mortgage payments? It is very easy to fall behind in payments and before you know it you are on an emotional rollercoaster. 

It doesn't have to be you.  Take steps and control of your situation; don't let it spin out of control. 

  • Look up your loan to see if you qualify for a loan modification or short sale through HAFA: 
  • Document the cause of your distressed.Distressed home sales, short sale realtor, short sales in Gilroy
    • loss of employment
    • reduced income
    • business failure
    • damage toproperty
    • death of a spouse, wage earner or other member of the family
    • severe illness
    • inheritance; if you are now the owner of a property you inherited and can't afford the payments.
    • divorce
    • relocation
    • military serive
    • payment increase or mortgage adjustment
    • insurance or tax increase
    • separation
    • too much debt
    • incarceration
  • Contact a Certified Distressed Property Expert about the options you have to get under from your mounting mortgage debt. Do you qualify for a loan modification or have you tried that and are still struggling? Other options are available.
  • Contact a Real Estate Attorney who is specialized in distressed properties
  • Contact a CPA
Don't make the wrong decission making your situation worse.
  • Do not pay anyone who promisses to help you sell your home in advance. 
  • Don't sign over the Deed!
  • interview the Real Estate agent and ask the right questions. You want to make sure you are working with a REALTOR® who is experiensed and can close short sales.

 

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Selling Silicon Valley Real Estate - San Jose, Los Gatos, Morgan Hill, Gilroy - Your Premier Real Estate Resource - Serving the Silicon Valley, California

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Getting Short Sales Closed!!!

 

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ASP san Jose, home staging san jose Certified short sale specialist san jose, short sale agent san jose, short sale gilroy gilroy real estate, morgan hill homes, gilroy homes, eagle ridge real estate, eagle ridge homes, golf course properties Facebook  Twitter More... CDPE - Certified Distressed Property Expert in Morgan Hill and Gilroy

Anja K. Kerstens
REALTOR®, CDPE, CHS and ASP®
DRE#01839597 

Summit Realty Group
 

http://akerstens.com
akerstens@summitrealtygrp.com

Buy or Sell with your area specialist and REALTOR® getting homes sold faster.

 

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Short Sales Specialists
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Rainmaker
295,454
Bud & Beth McKinney
RE/MAX UNITED - Cary, NC
Cary/Raleigh/Apex NC - The Team That Cares, RE/MAX United

Sometimes it seems that there are so many steps and hoops to jump through, but you always want to make sure you are taking the right steps and do it the correct way the first time.

Jan 23, 2012 04:22 PM #1
Rainmaker
308,992
Anja Kerstens
Summit Realty Group - Gilroy, CA
GRI, CDPE, CHS, ASP, Selling Silicon Valley Real Estate

Yes, and the main problem is that they just don't know where to get help and end up losing their homes to foreclosure.

 

Jan 23, 2012 04:31 PM #2
Rainmaker
253,002
Tina Maraj
RE/MAX North Orange County - Fullerton, CA
Fullerton, California Real Estate 714-403-7901

Great advice to home owners considering their options. I will keep you in mind for any referrals I may have.

Jan 23, 2012 06:25 PM #3
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Rainmaker
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Anja Kerstens

GRI, CDPE, CHS, ASP, Selling Silicon Valley Real Estate
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