Scam Alert--Grant Deed for Sale Letters Hit Homebuyers Mailboxes!

Real Estate Agent with REMAX Specialists Minnesota License#90858

Does a Homeowner need copy of Grant Deed?

A client sent me an email earlier this week from regarding a letter that arrived in their mailbox that day. Sherry and her fiancé had bought an Anoka County house late last year . This letter strongly suggested it was important to purchase a copy of their grant deed for their records. My well-educated clients were confused by the strange  wording in the letter. They began to question their instincts…Did they need this “grant deed and property file” as the Record and Retrieval Company of Champlin was suggesting?
The short answer is no.
My clients were right to contact me before parting with $87 of their hard-earned money for what is just above a scam in my book. My first instinct screamed “SCAM” as real estate professionals rarely use the term “grant deed” in Minnesota (but it does make it sound official doesn’t it?) At a closing, my clients receive all of the documentation they required regarding the purchase of their new home from their closing agent. She creates a file with all of the signed paperwork and places it is a storage folder with the business cards of their closer, loan officer and REALTOR® attached. The closer then files the deed at the county. Now, should my clients ever require a copy of the deed to their home, they can visit the county offices and purchase a copy directly for a very nominal fee (i.e. significantly less than $87!)
This “scam” of selling inexpensive documentation for a high fee started making the rounds in Minnesota early this year according to the Minnesota Better Business Bureau. The MN BBB refer to this offer as “shady” rather than an out-an-out scam. Shady or scam, it is not a good deal and not something a homeowner needs to keep on file. My suggestion, if you receive a letter from the Record and Retrieval Company of Champlin, file it directly in the recycling bin!
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If you are buying, selling or relocating to Minnesota and need help from a professional REALTOR®, give me, Theresa "Teri" Eckholm, a call or visit my website for a FREE Relocation Packet or FREE Homebuyers Success Packet.   I specialize in acreage and lakeshore properties in the north and east Twin Cities metro area including Ham Lake, Lino Lakes and all communities in the Forest Lake School District! Serving Anoka, Chisago, Ramsey and Washington Counties in Minnesota.


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Re-Bloggged 2 times:

Re-Blogged By Re-Blogged At
  1. Lynda Eisenmann 03/30/2012 05:04 PM
  2. Gabe Sanders 04/09/2012 02:50 AM
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Comments 51 New Comment

Evelyn Kennedy
Alameda, Real Estate, Alameda, CA
Gallagher & Lindsey, Alameda, California


How unscrupulous of those scam artists picking on seniors.  Good thing your clients contacted you.  I hope those scammers are run out of town.

April 02, 2012 02:32 PM
Bob Miller
The Ruiz/Miller Team - Ocala's Dream Team
Keller Williams Cornerstone Realty

Hi Teri, thanks for sharing and reminding everyone.  It is sad what people stoop to rather than just making an honest living.

April 02, 2012 05:00 PM
Linda Humphrey
CRS, Broker/Owner HHC Realty
Humphrey Home Connections Realty, Reno, Nevada

How ridiculous. Here, and probably many other places, you can look up your deed (or anyone else's for that matter) through the County Recorders office online and print it as many times as you like. Free.

April 02, 2012 05:16 PM
Gene Riemenschneider
Turning Houses into Homes
Home Point Real Estate

There is always some new scam.  the ones that work best are nickel and dime ones like this.

April 02, 2012 08:56 PM
Sylvie Stuart
Home Buying, Home Selling and Investment - Flagstaff, AZ
Keller Williams Check Realty 928-600-2765

It never ceases to amaze me how many scams there are! It's good they called you first!

April 03, 2012 07:17 AM

Teri Eckholm

Acreage & Lakeshore REALTOR Minneapolis St Paul
Looking to buy or sell in the Twin Cities? Contact Me Today!
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Additional Information

Theresa "Teri" Eckholm/REMAX Specialists assists Minnesotans to find their way home with helpful tips and quality service. Dedication to customer service has made Teri the REALTOR® of choice for families in Blaine, Forest Lake, Ham Lake, Lino Lakes and Wyoming areas. Licensed in MN.

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