For the Do-It-Yourself Homebuyer....Don't!

Real Estate Agent with Sabinske & Associates, Inc. (Albertville, St. Michael)

There has never been, in recent history, a better time for first-time homebuyers to negotiate a sale on any, regular sale or short sale. However, there are hazards in the making.


If you think that bypassing a Buyer's Representative and dealing directly with the listing agent gives you an advantage, you are sorely mistaken. It is your choice.


However, you will be handing over all of your confidential information to the person listing the property.


Now, in the State of Minnesota, that constitutes dual agency which means that the agent holds no preference to either party. They cannot, or should not, disclose price, terms or motivation to either party. Do you really want to give up the representation of what could be a bulldog on your behalf to a chihuahua? (Sorry to you dog owners for the analogy.)


You likely won't save money. However, you are giving the agent a double dose of what is best for the agent. A high price with little negotiation means a higher percentage of the sale in the pocket for you-know-who. So, when you are buying, be sure who is representing you.


You know best. However, we don't define ourselves as wolves and lambs for nothing.


You must be sure you know what you are doing if you go it alone...Just stay safe out there, especially, these days.


Trust me, bank-owned properties and short sales are no easy walk in the park. It was certainly bad enough with one seller-one buyer transactions, but these have cost me sleep and sensibility more than once.


Be safe and hire your own representation. It usually costs you nothing, and you will be a lot safer, saner and glad you did in the end.


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The information contained in this blog is believed to be true and correct and while every effort is made to ensure that the information is as accurate as possible, the author of this blog, and its comments disclaim any implied warranty or representation about its accuracy for any particular purpose. All information is copy written and the property of Suzanne McLaughlin.. 

For more information about real estate values in your area, give me a call or email me at 763-497-1870 or  

Suzanne McLaughlin

Sabinske & Associates, Inc.    

When you need to buy or sell in St. Michael or Albertville Minnesota, or anywhere in Wright County, Sherburne County or Anoka County or Hennepin County, give me a call! 


Re-Bloggged 4 times:

Re-Blogged By Re-Blogged At
  1. Debbie Laity 04/11/2012 07:42 PM
  2. Don Sabinske 04/13/2012 02:49 PM
  3. Kathy Schowe 04/14/2012 05:18 PM
  4. Gene Riemenschneider 04/15/2012 08:48 PM
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ActiveRain Community
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buying property without an agent

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Kathy Sheehan
Branch Manager
Movement Mortgage 770-634-4021

Suzanne, you are one very smart woman my friend!  EVERY single buyer should have their own representative!

April 11, 2012 06:00 PM
John Pusa
Your All Time Realtor With Exceptional Service
Sellstate Pacific Realty

Suzanne - You are absolutely right. It is better for a buyer represented by an agent different than the listing agent.

April 11, 2012 06:40 PM
Jerry Newman
Texas REALTOR, San Antonio Military Relocation
Green Home Realty, 210-789-4216,

Hi Suzanne, I can never fully understand why any buyer, and especially a First Time Home Buyer would want to purchase any home without Representation with a knowledgeable agent. It doesn't cost them hardly anything, but their time and trust. Minnesota buyers need to contact Suzanne Today!

April 11, 2012 06:44 PM
Debbie Laity
Your Real Estate Resource for Delta County, CO
Cedaredge Land Company

Great blog. I once had a buyer that called me and asked me about one of my listings. She told me she only wanted to work with the listing agent. I quickly asked her who would be representing her in the transaction. That got us to talking. I sold her a house.

April 11, 2012 07:39 PM
Gene Riemenschneider
Turning Houses into Homes
Home Point Real Estate

Great post and I will probably be Reblogging it next week.  Thanks for the post.

April 11, 2012 07:50 PM
Winston Heverly
Winston Realty, Inc.

On the other hand if the buyers insist they go it alone, then I can't help they crash and burn. It's still a free country.

April 11, 2012 08:36 PM
Lindsey Hasford
Coldwell Banker Vision

Amazing time for buyers to find a Realtor and buy, buy, buy. There are some great finds out there. And... in most cases I'd prefer (as a listing agent of bank properties) to have buyers find their own representation.

April 11, 2012 09:39 PM
Joan Cox
Denver Real Estate - Selling One Home at a Time
Metro Brokers - House to Home, Inc. - Denver Real Estate - 720-231-6373

Suzanne, so true, and many buyers think they WILL save money.    These buyers would be much better off having their own representation!

April 12, 2012 05:40 AM
Randi Brammer
Accountant & Tax Preparer
Randi Brammer, Acctg.

When I sold I did about 25% 'hoggers' as they call it. 

It isn't hard to do if things go smoothly, but it takes a special person to deal with issues that come up.

April 12, 2012 07:36 AM
Ron Marshall
Birdhouse Builder Extraordinaire
Marshall Enterprises


You are fair warning them. I have heard of people who think they get a better "deal" from the listing agent. Why would he or she cut their commission for a buyer? And, they certainly won't negotiate against their own client.

April 12, 2012 09:29 AM
Suzanne McLaughlin
Sabinske & Associates, Realtor
Sabinske & Associates, Inc. (Albertville, St. Michael)

This was written in response to one of our sellers who is going to go it alone.  He knows everything.

April 12, 2012 11:46 AM
Lawrence "Larry" & Sheila Agranoff. Call 631-805-4400 (c)
Long Island Condo & Home Sale Specialists
Charles Rutenberg Realty 255 Executive Dr, Plainview NY 11803

Suzanne, It's not easy convincing buyers here to use a buyer's rep, but we're trying to educate them and this is a great way to get the word out how advantageous it is!

April 12, 2012 04:49 PM
Dawn A Fabiszak
The Dawn of a New Real Estate Experience!
Keller Williams Real Estate ( Denver metro area, Colorado

Suzanne ~ I think the late night Television Do It Yourself Real Estate Courses have their facts all wrong.  Suzanne, you are absolutely correct!

April 15, 2012 02:00 PM
Jeff Dowler CRS
Carlsbad CA Homes for Sale (760) 840-1360
Solutions Real Estate


THere are always going to be some buyers, and sellers, who think they know it all and won't benefit from the representation. Some just need to learn the lesson. And a few may be successful, but one always has to wonder about the risks.


April 15, 2012 05:28 PM
Lisa Von Domek
....Experience Isn't Expensive.... It's Priceless!
Lisa Von Domek & Associates LLC, Real Estate Broker/Associate with Real Living Real Estate Group

Good morning Suzanne,

I do believe that separate representation is best for all parties, it is a rare instance that the parties to the transaction do not need professional represenation in full on all sides.


April 16, 2012 12:26 AM
Judy Orr
SW & Near West Chicago suburbs
Classic Realty Group

I've had more buyers specifically ask for the listing agent in recent years than ever before.  I spoke to an agent that had a townhouse in the same complex that I had a listing and there was a couple going to each listing agent and making lowball offers, thinking we were going to cut our commission for them.  Guess they thought one side was around $20,000+ on a $300,000 list price.  I'm wondering if they ever found anything.

And I love it when I get called on a listing on my website and they're shocked that those thousands of listings on my IDX aren't all mine.

April 16, 2012 10:50 AM
Sandy Acevedo
RE/MAX Masters, Inland Empire Homes for Sale

I've only done one dual agency. The stress of watching what you say to each party was enough to discourage it again.

April 16, 2012 12:19 PM
Jon Zolsky, Daytona Beach, FL
Selling Daytona paradise for heavenly good prices
Daytona Condo Realty, 386-405-4408

Suzanne - real estate is about people, and it more important who you meet, than who they represent. yep, as a rule, you might want to be represented by your own agent, but whether it is really a benefit depends on the agent.

This is the reality of our business

April 16, 2012 08:56 PM
Bob Crane
Forestland Experts! 715-204-9663
Woodland Management Service

thanks Suzanne, good reminder of why we need a representative in the transaction, I need that once in a while, especially when I am tempted to go straight to the listing agent to avoid all the time wasted in communicating through 2 third parties.

April 17, 2012 07:11 AM
M.C. Dwyer
Santa Cruz Mountains Property Specialist
Century 21 Showcase REALTORs

Well written Suzanne - I agree with your conclusions and advice!

April 26, 2012 01:01 PM
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Suzanne McLaughlin

Sabinske & Associates, Realtor
Need Information for Wright or Sherburne Counties, call me!
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