I am truly passionate about my profession, and the result is that nearly 100% of my business is by referral from satisfied clients, trusted financial advisors and the most experienced realtors. I have closed loans across the United States, and most of my business is in Arizona, but I am licensed in all 50 States and the District of Columbia.
My mission is to guide you through the entire home loan process so that you feel confident about and knowledgeable of the choices you make and the options available for your financing strategy. With many years and a wide range of experience in the mortgage industry, my dedicated team and I am ready and willing to guide you each and every step of the way.
We understand that this decision is not about any house, it is about your home.
You only think about home financing a few times in your life, we think about it every single day. It's your home and your future. It's our profession and our passion. We're ready to work for your best interest.
Financing your home is one of the largest financial commitments that you will make in your life. Many people view that as meaning just another monthly payment. We can help you realize that your home is truly a valuable financial tool, and will help you achieve the dreams and plans you envision for your future. Let me help you, with my knowledge, experience and passion.
For our staff to show up big each day by loving the environment we create for our clients and employees through world-class service, from management to employees and employees to clients in every conversation and action we do.
To become an elite mortgage company that does not depend on advertising, or a rewarding economy, but rather depends on referrals from clients who love and trust us enough with their biggest investment, shown by them recommending us with passion to their friends, family and co-workers.
Click on the 'PG' button below to listen to:
Sales Training Boot Camp Title: Perfect Outcome
Fred The Head
Your Reticular Activator is the part of your brain that heightens your awareness of certain things. Do you remember the last time you bought a new car? Do you remember how as soon as you bought it you started seeing cars just like yours all over the road? This is your Reticular Activator System (RAS) at work.
You may wonder why I ask you about this phenomenon. Well, until we applied it to our business, we just thought that as our client (current or past) you would naturally notice anyone with a real estate financing need & would think to refer them.
We've learned that without a direct and conscious message to the brain, you are not particularly likely to notice people around you that are buying or refinancing homes. In fact, chances are that a number of your friends or associates have probably already bought or sold houses since we first spoke.
This year, my goal is to spend more time serving my current clients and less time pursuing brand new clients. We would much rather be serving you, and others like you, than advertising to the general public for new business.
Would you like your friends and family to receive great service and remember that you were the one who made it possible? Please turn on your Reticular Activator so that when you hear conversations about "Mortgages", "Real Estate" or "Financing", you automatically think of me and have those people call me.
Steps involved in a typical loan
Steps involved in a typical loan
1. Apply for the Loan
2. IndyMac Bank Processes your application and documentation
3. Obtain Credit Approval (We do this for you)
4. Conditions from your investor (Items we need from you)
5. Find a home (This step is not necessary if you are refinancing)
7. Submit loan conditions
8. Receive formal approval
9. Request loan documents
10. Sign loan documents
11. Fund and record the loan
As you can see, the basic loan has about 11 steps. Three to four people will be involved with each process of your loan and over a dozen people can work on your transaction in all. We are not saying that everyone is going to look at your personal information, in fact, only two or three people will see your documention such as bank statements and credit report. What we are saying is that the entire loan process depends on cooperation from many different people and excellent coordination. You need someone you can trust, someone who will be honest and someone who will be your advocate to help your loan move along as smoothly as possible. That's why The Pickering Group is the right choice for you.
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