Do you have Liability and Workers' Compensation Insurance?

By
Contractor with Dry Rot and Water Damage www.tromlerconstruction.com Mobile - 916-765-5366 CSL#642819
http://actvra.in/BCD

 

Yes, we are insured and can prove it.

Certificates of Insurance are available upon request.

 

construction employee in bathroomWhenever you are considering entering into a contract for work on your property, verifying that the contractor has insurance is very important. Verify that the contractor is covered by two kinds of insurance.

 

General Liability Insurance and Workers’ Compensation Insurance Protects You!

 

  • General Liability Insurance covers damage the contractor may cause to your property.
  • Workers Compensation Insurance covers the contractor’s employee injuries while working at your property.

 

Without either of these insurance coverages, you may be financially responsible for any accidents or injuries on the job while the contractor is on your property. Before signing any contract or agreement, request a certificate of insurance from the contractor. Any reputable contractor will be more than happy to provide the Certificate of Insurance.

The vast majority of Certificates of Insurance are done on an ACORD Form that looks like this. Other forms can be used, but this is the most common.

 Certicate of Insurance form

 

You can even go a step further and call to verify the certification by calling the Insurance representative.

 

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Re-Bloggged 1 time:

Re-Blogged By Re-Blogged At
  1. Insurance Solutions Unlimited,LLC 05/26/2012 12:02 PM
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Topic:
ActiveRain Community
Location:
California Sacramento County Folsom American River Canyon
Groups:
The Lounge at Active Rain
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Sacramento Real Estate
Tags:
protection
construction
workers compensation
liability
insurance
faq

Comments 12 New Comment

Anonymous
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Rainmaker
1,086,568
Tom Arstingstall
General Contractor, Sacramento, CA - 916-765-5366
Dry Rot and Water Damage www.tromlerconstruction.com Mobile - 916-765-5366
No reason to be offended, the insurance is required. We just need proof that you have it. Being offended is very suspicious. Thanks Al & Peggy.
May 26, 2012 01:11 PM
Rainmaker
1,086,568
Tom Arstingstall
General Contractor, Sacramento, CA - 916-765-5366
Dry Rot and Water Damage www.tromlerconstruction.com Mobile - 916-765-5366
Edward and Celia, you are welcome. Thanks for the comment today.
May 26, 2012 01:19 PM
Rainmaker
1,086,568
Tom Arstingstall
General Contractor, Sacramento, CA - 916-765-5366
Dry Rot and Water Damage www.tromlerconstruction.com Mobile - 916-765-5366
What a wonderful thing to read Sheila. I hope that your contractor situation turns around soon.
May 26, 2012 01:22 PM
Rainmaker
525,591
Don Sabinske
Sabinske & Associates Inc.
Don Sabinske, Sabinske & Associates Inc.

I often tell my homeowner clients to get a copy and check the insurance of the contractor.  One can never be too careful.  Good information, Tom.

May 26, 2012 06:20 PM
Rainmaker
1,086,568
Tom Arstingstall
General Contractor, Sacramento, CA - 916-765-5366
Dry Rot and Water Damage www.tromlerconstruction.com Mobile - 916-765-5366

Thanks Don, I think you are doing your clients a great service by giving them good advice.

May 26, 2012 07:58 PM
Anonymous
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Rainmaker
1,086,568

Tom Arstingstall

General Contractor, Sacramento, CA - 916-765-5366
We all have Contractor questions, call us with your questions!
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Additional Information

Licensed Remodeling Contractor

Tom Arstingstall - An Uncommon Contractor (Tromler Construction): Builder-Contractor in Placerville, CA

Licensed Remodeling Contractor

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