This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see.
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
Sign up for the Daily Drop so you don't miss out on AR's daily happenings
Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
Get your content in front of more eyes
Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
Find informative stats, trends and insider tips on your state, county, city or neighborhood of choice. The insightful experts of ActiveRain share with you in a way only a local resident can.
So you've heard that applying for mortgages ... and mortgage processing itself ... is a pain in the tush, huh?
I cannot lie to you. It can be ...
But I think that stories, heard over and over again, contribute to perpetuating some of those problems. I believe that what an applicant hears (and thinks) prior to mortgage application, can influence what ends-up happening during their mortgage processing.
How's that, you say? Let me explain ...
The stories heard set expectations. They serve to make applicants so fearful, so uptight about the mortgage process ... that they sometimes LOOK for and EXPECT problems to occur.
And it's been my experience, that if the mindset is to expect trouble, troubles are usually found. I believe attitudes and expectations often play a huge role in the eventual outcome.
Please believe me, I'm not trying to gloss over obvious and undeniable lending industry issues ... the present process CAN be a royal pain. For ALL involved, whether Buyer or Professional.
The process of financing a home can, and is too often, tedious, repetitive, frustrating, and way too lengthy in duration. In comparison to the "easy-breezy" lending practices of the mid-2000's, today's mortgage applicants are asked to be far more engaged in a myriad of ways, and in every step of their mortgage process.
Applicants are likely to have to produce large amounts of financial documentation, offer clarity (both verbal and written) regarding that documentation, and much more. Some of which, at times, admittedly makes absolutely NO sense to have to supply. Yes, the Mortgage Process CAN be as guilty as accused.
But we've seen the results of the "easy-breezy". And it's not pretty. Too many people had to face financial hardships. Too many people still suffering
It's my opinion that, if we want to truly protect Home Buyers ... the process of borrowing large amounts of dollars to buy a home should NOT be "easy-breezy". There's too much at stake for them, both in dollars and their financial future. That's not to say though that I, as a Mortgage Lender shouldn't be pursuing ways to make it "easy-er" for them.
I've found that much of what makes the life of my mortgage applicants easy-er, can be summed-up pretty easily.
Potential Home Buyers should: Take simple steps to prepare themselves prior to application, educate themselves about the entire process of buying a home and financing that home, and set themselves realistic expectations as to what it will take on their part to accomplish their home buying, their mortgage application, and the processing of their mortgage to completion.
Yep ... I said it. Some of the responsibility must be the mortgage applicant's. But should an applicant follow my advice and accomplish the 3 things I mention above, success should follow, in a majority of cases. Plus there will be fewer unhappy stories to pass on to others following them, deep-sixing a vicious cycle of doomed expectations.
So, to help you, the Buyer, to accomplish the education and preparation you need, I have included a few links (below) to some beneficial info. "Click" on the links provided and take a good look. Download the info and keep it for handy reference.
Keep in mind that your home buying and mortgage financing will be specific to YOUR financial scenario. More, or different info, may be required during your application and processing. But these links below should be a good and sound launching pad towards reaching your end goal. A successful mortgage closing and home purchase.
Please remember, should you have questions, please feel free to contact me for answers or assistance.