Fort Wayne First Time Home Buyer's Guide - Step 1 - Get Pre-Approved!
Some folks think that as soon as you decide to buy a home, you just get out there and start looking at houses. Not true. Step 1 is always to get pre-approved for a home mortgage.
The pre-approval process is very simple. All you need to do is call a lender, answer their questions, and give them some information about yourself. They will run your credit and (usually within the same day) can tell you how much you can comfortably afford and that you are pre-approved!
It is YOUR choice which Fort Wayne mortgage company you use. We have a very short list of lenders that we can recommend if you aren't sure. These lenders have closed many deals for past clients and have always done a great job for us.
Quick tip once you get pre-approved: Don't make any big changes that may hurt or cancel out your pre-approval. This includes opening more credit cards, buying a car, etc. Your lender can give you the details on those things. Oh, and DON'T QUIT YOUR JOB! That really happened once. My buyer was devistated.
Next Up: Meeting with your Realtor®! (That's us!!)
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