Fort Wayne First Time Home Buyer's Guide - Step 1 - Get Pre-Approved!

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Real Estate Agent with Century 21 Bradley (260)704-0843
http://actvra.in/CcR

Fort Wayne First Time Home Buyer's Guide - Step 1 - Get Pre-Approved!

Some folks think that as soon as you decide to buy a home, you just get out there and start looking at houses.  Not true.  Step 1 is always to get pre-approved for a home mortgage. 


The pre-approval process is very simple.  All you need to do is call a lender, answer their questions, and give them some information about yourself.  They will run your credit and (usually within the same day) can tell you how much you can comfortably afford and that you are pre-approved! 


It is YOUR choice which Fort Wayne mortgage company you use.  We have a very short list of lenders that we can recommend if you aren't sure.  These lenders have closed many deals for past clients and have always done a great job for us. 


Quick tip once you get pre-approved:  Don't make any big changes that may hurt or cancel out your pre-approval.  This includes opening more credit cards, buying a car, etc.  Your lender can give you the details on those things.  Oh, and DON'T QUIT YOUR JOB!  That really happened once.  My buyer was devistated. 

 

Next Up:  Meeting with your Realtor®!  (That's us!!)

 

Other home buying blogs:

 

Should I Get A Sitter?  Yes.  Yes Please.

If You Find It...  JUMP ON IT!!

Why Even Bother Writing This Offer?

 

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Fort Wayne Realtors Jared and Amanda Christiansen with Century 21 Bradley

Amanda and Jared Christiansen are award winning Realtors with Century 21 Bradley Realty in Fort Wayne.

 

Enough about us...

 

Tell us what you want your real estate experience to be, and we will do it YOUR way.

 

Buying a home in Fort Wayne? Tell us your wants and needs. Let us know how you envision your family living.  Tell us what's important to YOU, and we'll find the community and home that fits.  

 

Selling your home in Fort Wayne?  Our job is to make you the most money possible in the shortest amount of time. We offer our sellers professional staging, professional photography, and more internet marketing than most. 

 

We are committed to giving you everything we have to offer.  We are both full time agents and will work around your schedule.  Do nights and weekends work better for you?  NO PROBLEM. We are here to help YOU at YOUR convenience.

 

Amanda can be reached at 260-704-0843, and Jared can be reached at 260-704-0842, or you can email us at JaredChristiansen@gmail.com, or Amanda427@gmail.com.

 

 

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Rainmaker
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John Cannata
214-728-0449 http://TexasLoanGuy.com - Frisco, TX
Texas Home Mortgage - Purchase or Refinance

The 'dont make any big changes' is a BIG deal. Some buyers feel they can go shopping shortly after getting pre-qualified. And while it is true that someone with an 800+ FICO will likely not be affected, it can certainly hurt someone that is a 640 FICO and/or a high debt-to-income ratio. Just to be safe, we warn ALL of our clients not matter what their current FICO or DTI are.  Great tips Christiansen team!

Jun 06, 2012 03:55 PM #1
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