Affordable Health Care Act aka "Obamacare"

By
Real Estate Agent with Keller Williams Ocean County 1005238

While we are all wrapped up in the individual mandate discussion that was recently upheld by the Supreme Court, let's not forget what else the Affordable Health Care Act also provides.

Here are the Key Provisions:

1) PRE-EXISTING CONDITIONS: No child will be denied insurance based on pre-existing health conditions.

2) COVERAGE FOR YOUNG ADULTS: Young adults can now remain insured through their parents' health insurance plan until the age of 26.

3) PREVENTIVE CARE SERVICES: Insurers must cover preventative care for children--well-child visits, vision and hearing tests, development screenings--without requiring co-payments, deductibles or co-insurance.

4) SPENDING LIMITS: Insurance companies cannot limit their expenditures for a child on their health plan over a lifetime. Annual limits will no longer be allowed after the year 2014.

5) PREVENTION AND PUBLIC HEALTH FUND: The Public Health Services Act will be funded to invest in prevention and public health programs.

While the individual mandate, which is a tax on those that do not have insurance, remains unpopular, when asked, most Americans support the provisions mentioned above.

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affordable health care act
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Comments 26 New Comment

Anonymous
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Ambassador
500,546
Jason Sardi
Your Agent for Life
Auto & Home & Life Insurance throughout North Carolina

Hugh - I'm not certain my health care (I work for a major insurance company) is delivered efficiently right now.  If I told you what I pay for it, who I work for and what is actually covered ... you'd probably be rather surprised. I believe the pro's of this bill outweigh the cons and as always, there is room for improvement.  Since the 1960's, the prospect of trying to put into motion some sort of Healthcare across the board as been tried and/or discussed.  Some have been successful (Romney in Mass) and most not (Clinton in his adminstration while trying to implement it Nationally).  Rumor is this was originally a Republican idea back in the day?  This Administration was successful.  The true litmus test is yet to be told. Time typically tells the ultimate truth.

As far as the mail and the military, more good than bad. 

July 02, 2012 07:47 PM
Rainmaker
44,257
Rich Quigley

It's bewildering to me how the Republicans, Fox News, Glen Beck, etc. have brainwashed the American people. Those of us with health insurance now pay for those who don't have it and go to emergency rooms for care. I'm sure we all know someone with a pre-existing condition, a sick child who can't have insurance if a parent loses a job, has exceeded lifetime limits on insurance, and so on. Why do people think these are bad things? Because Rush told them so. 

July 21, 2012 08:59 AM
Rainmaker
376,055
Karl Hess
on The Jersey Shore
Keller Williams Ocean County

I hear ya Rich...it boggles the mind.

July 22, 2012 05:14 PM
Rainmaker
266,128
Inna Ivchenko
Los Angeles / Valley Homes
Mannis Real Estate Group

I spent hours researching my family insurance options and whatever I found is terrible. It is really expensive. And deductible and out of pocket are very high. For me new law is very frustrating.

January 18, 2014 11:40 PM
Rainmaker
376,055
Karl Hess
on The Jersey Shore
Keller Williams Ocean County

If no federal subsidy is attached, the individual premium for a mid-range benchmark policy will average $328 a month nationally, according to the Health and Human Services Department. But in California, which leads the country in uninsured residents and is running its own exchange, that plan will cost $373...supposedly the policies under Obamacare will be a lot better because they'll cover more things and have lower out-of-pocket costs

January 20, 2014 04:50 AM
Anonymous
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Rainmaker
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Karl Hess

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