NINE Things That Will Disappear In Our Lifetime

By
Title Insurance with Family Abstract, Inc.

At our Title Insurance Office we were having a huge debate regarding Title Insurancethe changes that have occurred in our lifetime and those that are on the Horizon.  The death of the 8 Track,  Hip Hop, Plastic slip covers and the “Pay Phone” we all had no problem doing without.  My Grandmother may argue the Plastic Slip Covers, but that’s fodder for a different blog.  Whether these changes are good or bad depends in part on how we adapt to them. But, ready or not, here they come.

1. The Post Office
Get ready to imagine a world without the post office. They are so deeply in financial trouble that there is probably no way to sustain it long term. Email, Fed Ex, and UPS have just about wiped out the minimum revenue needed to keep the post office alive. Most of your mail every day is junk mail and bills.

2. The Check Britain is already laying the groundwork to do away with check by 2018. It costs the financial system billions of dollars a year to process check. Plastic cards and online transactions will lead to the eventual demise of the check. This plays right into the death of the post office. If you never paid your bills by mail and never received them by mail, the post office would absolutely go out of business.

3. The Newspaper The younger generation simply doesn’t read the newspaper. They certainly don’t subscribe to a daily delivered print edition. That may go the way of the milkman and the laundry man. As for reading the paper online, get ready to pay for it. The rise in mobile Internet devices and e-readers has caused all the newspaper and magazine publishers to form an alliance. They have met with Apple, Amazon, and the major cell phone companies to develop a model for paid subscription services.

4. The Book You say you will never give up the physical book that you hold in your hand and turn the literal pages. I said the same thing about downloading music from iTunes. I wanted my hard copy CD. But I quickly changed my mind when I discovered that I could get albums for half the price without ever leaving home to get the latest music. The same thing will happen with books. You can browse a bookstore online and even read a preview chapter before you buy. And the price is less than half that of a real book. And think of the convenience! Once you start flicking your fingers on the screen instead of the book, you find that you are lost in the story, can’t wait to see what happens next, and you forget that you’re holding a gadget instead of a book.

5. The Land Line Telephone Unless you have a large family and make a lot of local calls, you don’t need it anymore. Most people keep it simply because they’ve always had it. But you are paying double charges for that extra service. All the cell phone companies will let you call customers using the same cell provider for no charge against your minutes

6. Music This is one of the saddest parts of the change story. The music industry is dying a slow death. Not just because of illegal downloading. It’s the lack of innovative new music being given a chance to get to the people who would like to hear it. Greed and corruption is the problem. The record labels and the radio conglomerates are simply self-destructing. Over 40% of the music purchased today is “catalog items,” meaning traditional music that the public is familiar with. Older established artists. This is also true on the live concert circuit. To explore this fascinating and disturbing topic further, check out the book, “Appetite for Self-Destruction” by Steve Knopper, and the video documentary, “Before the Music Dies.”

7. Television Revenues to the networks are down dramatically. Not just because of the economy. People are watching TV and movies streamed from their computers. And they’re playing games and doing lots of other things that take up the time that used to be spent watching TV. Prime time shows have degenerated down to lower than the lowest common denominator. Cable rates are skyrocketing and commercials run about every 4 minutes and 30 seconds. I say good riddance to most of it. It’s time for the cable companies to be put out of our misery. Let the people choose what they want to watch online and through Netflix.

8. The “Things” That You Own Many of the very possessions that we used to own are still in our lives, but we may not actually own them in the future. They may simply reside in “the cloud.” Today your computer has a hard drive and you store your pictures, music, movies, and documents. Your software is on a CD or DVD, and you can always re-install it if need be. But all of that is changing. Apple, Microsoft, and Google are all finishing up their latest “cloud services.” That means that when you turn on a computer, the Internet will be built into the operating system. So, Windows, Google, and the Mac OS will be tied straight into the Internet. If you click an icon, it will open something in the Internet cloud. If you save something, it will be saved to the cloud. And you may pay a monthly subscription fee to the cloud provider. In this virtual world, you can access your music or your books, or your whatever from any laptop or handheld device. That’s the good news. But, will you actually own any of this “stuff” or will it all be able to disappear at any moment in a big “Poof?” Will most of the things in our lives be disposable and whimsical? It makes you want to run to the closet and pull out that photo album, grab a book from the shelf, or open up a CD case and pull out the insert.

9. PrivacyTitle Insurance If there ever was a concept that we can look back on nostalgically, it would be privacy. That’s gone. It’s been gone for a long time anyway. There are cameras on the street, in most of the buildings, and even built into your computer and cell phone. But you can be sure that 24/7, “They” know who you are and where you are, right down to the GPS coordinates, and the Google Street View. If you buy something, your habit is put into a zillion profiles, and your ads will change to reflect those habits. “They” will try to get you to buy something else. Again and again.

 AND MOST IMPORTANTLY… Realtors, Real Estate, Title Insurance and Mortgage Lending DID NOT end up on the list!  Yea!

So, all we will have left that can’t be changed are “Memories”. And then probably Alzheimer’s will take that away from you too !

This posting didn’t have a whole lot to do with title insurance, but lets face it, how much can we really discuss about title insurance and still expect you to read it?  Consider it a public service announcement.

From my family to yours, from Title Insurance commitment to policy, all our very best!  Take at least a moment each day to smile and laugh, then call Family Abstract for all your title needs in PA, NJ, MD and FL.  At Family Abstract, Inc. We look forward to making you, and your clients smile very day, especially the day of settlement.  Please like us on Facebook, Please “Plus 1 us on Google, Please give us a shot at your Title Insurance!

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About Family Abstract, Inc.

Established in 2002, Family Abstract, Inc. provides Title Insurance to clients and customers throughout Florida, Maryland, New Jersey and Pennsylvania with more than 40 years of combined experience in management alone. We pride ourselves on retaining the most skilled and knowledgeable employees who share our goals of providing the best service in the industry.

Located in Horsham, Pennsylvania, Family Abstract, Inc. maintains an extensive network of skilled title insurance abstractors in all the states we service in addition to a nationwide network of qualified closing agents who are available to close loans at any location.

Backed by the strength of four title insurance underwriters, we are able to provide expert attention to detail without sacrificing versatility in the closing process, thus providing more options in difficult title situations. Due to our depth of industry knowledge and commitment to excellent service, Family Abstract, Inc. has been able to develop client relationships that have endured for decades.

Having successfully settled and insured thousands of transactions, we have already earned the trust and confidence of hundreds of customers, lenders, brokers, and realtors and now we would like to share our expertise with you!

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  1. Evelyn Kennedy 07/30/2012 09:01 AM
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Rainmaker
654,862
Evelyn Kennedy
Gallagher & Lindsey, Alameda, California - Alameda, CA
Alameda, Real Estate, Alameda, CA

Glenn:

I agree that some of the things on your list are doomed.  But I think books have many more years left.  At least I hope that they will be available for my life time.  Your post is thought provoking an dI am sure it will receive lots of comments.  I am suggesting it.

Jul 30, 2012 08:59 AM #1
Rainmaker
691,493
Elite Home Sales Team
Keller Williams Realty - San Clemente, CA
A Tenacious and Skilled Real Estate Team

Your completely correct in your assessment. The difficulty is your last loss in our lifetime.

Jul 30, 2012 09:04 AM #2
Rainer
158,915
Glenn Freezman
Family Abstract, Inc. - Horsham, PA

Evelyn, thanks soooooooooo much!  I am not a fan of most of the things disappearing, in fact I fear THE CLOUD replacing everything we now hold, such as books, music and memories.  My fear is "What the heck IS the cloud" and who's making sure is doen't dissipate.

Jul 30, 2012 09:04 AM #3
Rainmaker
346,955
Dan Brudnok
Keller Williams RE- Exton - PA License Number #RS225179L - Downingtown, PA
REALTOR,e-PRO,ABR,GREEN,SRES,CSP

Glenn,

We have a discussion all the time about what we have lost, your list is very good and some much sooner than others.

Jul 30, 2012 09:07 AM #4
Rainmaker
421,736
Jean Hanley
Coldwell Banker Kivett Teeters - Hemet, CA
Specializing in Folks Who Want To Buy/Sell Homes
Glenn, what a great post. Line item by line item, I would agree that the Check, the Newspaper, the Land Len telephone and the Book, are pretty much obsolete. And television is fighting a losing battle, as well. The post office is struggling. I don't like too much of the newer music, so I am ok listening to what I have. privacy??? I think we lost all rights to that decades ago. And, I love my cloud.
Jul 30, 2012 09:08 AM #5
Rainer
158,915
Glenn Freezman
Family Abstract, Inc. - Horsham, PA

Jean, where is the cloud?  Who is in charge of the cloud?  If all you have is in the cloud and one day the cloud goes poof, where is the proof we were here?

Jul 30, 2012 09:11 AM #6
Rainer
158,915
Glenn Freezman
Family Abstract, Inc. - Horsham, PA

Dan, I am happy we did not drill that discussion down to a time line!   It's nauseating enough without putting them in death order.

Jul 30, 2012 09:13 AM #7
Ambassador
1,185,949
Dick Greenberg
New Paradigm Partners LLC - Fort Collins, CO
Northern Colorado Residential Real Estate

Hi Glenn - Thanks. Fascinating list. I'm going to miss books - but I already do most of my reading on my iPad. They might be wrong about music - there are some interesting things going on with artists publishing themselves. And while real estate might still be around, I doubt we'd recognize it.

Jul 30, 2012 10:16 AM #8
Rainer
158,915
Glenn Freezman
Family Abstract, Inc. - Horsham, PA

Dick, what do you think Real Estate will look like?

Jul 30, 2012 10:42 AM #9
Anonymous
Anonymous
Rich Moser

Intersting post. I have to add comments about # 5 & 6. I will personally hold onto my land line for as long as possible for two reasons: safety (in an emergency they're more reliable) and quality of communication (cell phones suck because bad reception is more common than good reception). And I totally, completely disagree on Music going away. Are you kidding me? You all really didn't think that one through. What is going away is the big music corporations. But making music is fairly easy, recording it is easier than ever, marketing and selling via the internet is simple, and there is a thriving local music scene in most cities. The internet will find a way to share new music with the masses, in fact it's already happening organically. 

Nov 21, 2012 06:46 PM #10
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Glenn Freezman

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