Seattle Real Estate: Tips For Seattle First Time Home Buyers in 2008

By
Real Estate Agent with All Seattle Homes for Sale: CooperJacobs.com

seattle real estateSeattle still has an incredible real estate market in 2008, but....

 It is different than it has been in the last ten years or so. Many first time home buyers like to ask their friends and family a lot of questions along the way and tend to rely at times on these lifelines.  Unfortunately, new Seattle buyers might find that asking all the questions in the world might not get them the right answers for this new Seattle market.  Buying a house any time is a huge task, but being a first time home buyer on top of that makes it ridiculously intimidating for many.

These are some of the things an A + First Time Home buyer has already done:

  • Saving money for a down payment and closing costs (and knowing how much these are by asking your Realtor to help guide you)
  • Managing credit (debt, etc.)
  • Managing employment history
  • Some of the hurdles in home buying...

    1. Finding a Seattle real estate broker who will guide you every step of the way.   (A good Seattle agent will give you referrals to a good lender who will help you with all the numbers up front - someone they trust that will not deliver unneeded surprises along the way)
    2. Finding a qualified lender who can walk you through each and every step and won't charge you too much money for the privilege.  ( Determine your purchase price budget by looking at what payment you can reasonably afford.  Get a good faith estimate so you know what closing costs to expect)

    Other Steps along the way that your Seattle Realtor should help you with:

    • Locating a property in Seattle within your guidelines
    • Structuring a strong offer on your behalf and going through the paperwork with you
    • Negotiating with your best interests at heart
    • Helping to schedule inspections, appraisal, escrow appointments, etc.
    • Providing you with an overall picture of the sales process
    • Keeping open lines of communication along the way!!!  (I let them know what is going on even when nothing is going on so that they don't wonder)
    • Referrals, referrals, referrals! - Inspector, insurance contacts, utility contacts, favorite restaurants or vets and doctors in the area, etc...
    • Look at the resale!!! I always council Seattle buyers on their exit strategy - this is an investment as well as a home!  How well will this house or condo sell in the future based on some of its attributes....

     I like to make up a binder with lots of information for my first time home buyers in Seattle - I want to give them something that might help along the way or clear up any confusions.  I also make up a calendar of events showing all of our important contract dates as well as a flow chart of the closing process.  I like to look over the Good Faith Estimates from the lender to make sure all charges seem to be in line and have them ask questions if I see anything out of the ordinary. 

    I really want to be an advocate for Seattle first time home buyers that give me the privilege of helping them! 

    I love the process of getting someone into a home for the first time and seeing them transform from being renters to owners in something that they are vested in. 

    Courtney Cooper ....For all your Seattle Washington Real Estate Needs! Seattle Area Real Estate Agent: Broker and Realtor serving North King & South Snohomish County.  Seattle Real Estate and Seattle Suburbs!  Cooper Jacobs Real Estate Services:   Experienced REALTOR with a background in accounting - I love my clients and work hard for them! Please call me if you are looking for a home or investment property (including short sales, preforeclosures, foreclosures, and REO properties) in Seattle (Ballard, Crown Hill, Phinney, Ravenna, Maple Leaf, Greenlake, Greenwood, Northgate, Lake City,University, Sand Point, Laurelhurst, Windermere, Fremont, Wallingford, Queen Anne, Westlake, Eastlake, Lake Union, Downtown, Madison Park), Shoreline, Edmonds, Brier, Lynnwood, Mountlake Terrace, Lake Forest Park, Bothell, Mill Creek, Everett, or other Seattle Suburbs!

     If you are thinking of relocating to Seattle, I am an expert at Seattle Relocation services and can help you find the perfect home while making sure it is a solid financial investment!

    Posted by

     

     

    Courtney Cooper

    Seattle Realtor, Owner/Designated Broker/EcoBroker

    Cooper Jacobs Real Estate

    courtney@cooperjacobs.com

    206-850-8841 

    (Seattle real estate - search all MLS listings from all companies for FREE), SeattleAfloat.com (Seattle Houseboats), GreenLakeLoop.com (Green Lake Blog), QueenAnneBoulevard.com (Queen Anne Blog), MagnoliaView.com (Magnolia Neighborhood Blog)

    About Me: 

    Seattle real estate has been a huge part of my life for well over a decade since I began my career in real estate,but also before that time when I was in the process of purchasing my own first home.  Buying your first home can be quite overwhelming,but I have managed to help many first time home buyers along the way.

    Move up Seattle buyers and other types of specialized purchasing is a great passion of mine!  I love Seattle houseboats and you can find me down on the docks of Lake Union and Portage Bay several times a week.   Other aspects of Seattle real estate that I adore include Queen Anne Real Estate,Wallingford Real EstateBallard Real EstateGreen Lake Real EstateLaurelhurst Real EstateMagnolia Real Estate,andSeattle Waterfront Real Estate.

    seattle luxury homesSeattle Luxury Homes......

    In addition to being a Seattle residential broker and founder of Cooper Jacobs & Seattle Afloat, I am also the Director of the Cooper Jacobs Real Estate Platinum Properties Luxury Home Division.  This is our exclusive product for high end and distinctive homes catering to high net worth buyers and sellers across the Puget Sound.  For an example of what we have done, just look to our exclusive listing of The Admiral's House in Magnolia.  With our detailed and tech savvy brokers we take care of every detail imaginable and advertise in ways other luxury brokers can't. We have a book of high end clientele and a large International presence to gain maximum exposure while still being discreet. Please let me know if you would like to set up a private Platinum Properties consultation:  platinum@cooperjacobs.com

    ©Cooper Jacobs Real Estate Platinum Properties

    Commercial Real Estate..........

    We have brokers at Cooper Jacobs Real Estate that are long time members of CBA (Commercial Brokers Association) and I am the current head of the Cooper Jacobs Commercial Division in an effort to promote our commercial brokers to provide excellent commercial real estate services to the Seattle commercial real estate industry.  With a background in accounting and management, it is my great pleasure to coordinate our Seattle commercial brokers.

     

    About Cooper Jacobs Real Estate's Seattle Branch:

     My office at Cooper Jacobs Real Estate LLC is located centrally near all my favorite Puget Sound neighborhoods just a few blocks up from Lake Union in Seattle’s Wallingford.  Cooper Jacobs Real Estate is a wonderful place filled with talented Seattle real estate brokers and I count myself extremely lucky that I get to spend so much time with these wonderful people.  We specialize in different Seattle neighborhoods and suburbs in both residential and commercial real estate and are all very passionate and excited about each of our favorite Seattle neighborhoods and industries!

    ©Courtney Cooper ©Cooper Jacobs Real Estate LLC

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