Divorcing Your House

By
Mortgage and Lending with Mike Tullio, Kroboth & Helm Mortgage Company NMLS #208860

divorce It's over.  The love is gone.  We've drifted apart.  Sure, there was a time when everything seemed wonderful.  How crazy were we having our first lien right away?  Remember when we'd spend the weekends together, you, me, a paintbrush, some power tools?  You gave me worth and value and it felt so good.

I was so giving in the past, in fact, I gave until it hurt.  Our beautiful second lien came along a few years later.  I took you on that amazing 7-day cruise through the Eastern Caribbean.  I put your kids through boarding school.  We put in that pool you always wanted.  I even helped buy the boat of your dreams and the Escalade SUV.  It was so good for so long.

But something changed in the past few years and I feel like we're strangers.  All you want to do is take, take, take and I've got nothing left to give.  I thought you knew me and what I worth, but it turns out I was wrong.  You look at me with regret, contempt, and sadness.  You wonder why you ever got involved with me.  And that hurts.  Irreconcilable differences.

So the paperwork has been started.  My attorney will be contacting you shortly.  The relationship is beyond repair and it's time for both of us to move on.  And in case you wondered, you're the one that's going to leave.  You get the debt, and I get the house.

close

This entry hasn't been re-blogged:

Re-Blogged By Re-Blogged At
Groups:
Mortgages
All About Mortgages/Mortgage Networking
Realtors Needing the services of the Lending Powers
Wake Up Brokers
Mortgage Bankers
Tags:
allegory
house
foreclosure
mortgage
opinion
equity
short sale
perspective

Anonymous
Post a Comment
Spam prevention

Accessibility option: listen to a question and answer it!

To submit the form,
drag the woman to the circle on the side.

Type below the answer to what you hear. Numbers or words, lowercase:

Spam prevention

Accessibility option: listen to a question and answer it!

To submit the form,
drag the computer to the circle on the side.

Type below the answer to what you hear. Numbers or words, lowercase:

Show All Comments
Rainmaker
191,571
Jackie - computer-training-atlanta.com
770.498.7333 - Atlanta, GA
Mike, this is great! (Who do we contact to recommend a featured post) :0
April 17, 2008 06:25 PM #1
Rainer
69,662
Bill Nazur
Corona, CA
I think this is a great letter....it almost seemed to real....I don't know if I want to take sides on this one!
April 18, 2008 01:13 AM #2
Rainmaker
1,311,096
David Saks
The Real Estate Mart of Tennessee, Inc. - Memphis, TN
Memphis, Tennessee

Are the fixtures included in the dissolution agreement? What were the grounds for divorce? Were they cruel and unusual sprinkler and septic system malfunction due to abandonment? Has the home had it's roof examined by a local practitioner to determine if there is an underlying emotional anomaly? Perhaps mold has made the home ill and it can't think properly? I would recommend that the poor home is provided professional guidance as soon as possible. The home will probably not require hospitalization, however.

Poor, poor home. It's sooooo sad.

April 18, 2008 02:50 AM #3
Rainmaker
25,713
Jim Quinn
Century 21 - Anaheim, CA
North Orange County Real Estate

Mike,

Very creative post! Getting a prenuptial would help solve some of these agony? Will have to fight for custody of that "Treehouse" that was built together 7 years ago too. :)

April 18, 2008 03:09 AM #4
Rainmaker
191,571
Jackie - computer-training-atlanta.com
770.498.7333 - Atlanta, GA
Note to house: I think you're jumping the gun. Are you sure you can get divorced? You may want to check and see if your state has a mandatory cooling off / counseling period. 
April 18, 2008 03:14 AM #5
Rainer
15,600
Jennifer Kladny
Premier Servicing Company, LLC - Kittanning, PA

Great post!  He said, she said.  Always three sides to every story - "his", "hers" and the truth.  This sounds like the truth!

April 18, 2008 06:54 AM #6
Rainer
17,353
Mike Tullio
Mike Tullio, Kroboth & Helm Mortgage Company - Sarasota, FL
Kroboth & Helm Mortgage Company

David, Jim, and Jackie.  I knew there would be some outside the box thinkers in the AR fold that would take my feeble attempt at personification to the next level.  Well done on the elaboration.  Hilarious.  I especially like the "underlying emotional anomaly".

Jennifer.  You really hit home with your statement; somewhere in the middle lies the truth!  Bill was smart to remain neutral.  All the love our homes have given us has been a subject-to relationship.  Our attachment has been subject to value continuing to rise and now we have some serious dysfunction.  Seek a counselor before it's too late!

April 18, 2008 04:59 PM #7
Rainmaker
95,315
Kevin Hancock
Evergreen Home Loans - Poulsbo, WA
The Hancock Mortgage Team
Another great post Mike.  I was thinking recently about the similarities between Home Buying / Marriage and Foreclosure / Divorce (actually planned to write a blog about it) and this captures some of those thoughts really well.  Good job!
May 02, 2008 03:53 PM #8
Rainmaker
209,704
John Thomas
Primary Residential Mortgage Inc. - Newark, DE
First Time Home Buyer Expert

Great Letter!  That is the truth right there.

John Thomas - Certified Mortgage Planner

May 03, 2008 08:50 AM #9
Rainer
24,609
Marie Ogle
Mortgage Processing Solutions - Spokane, WA
Contract Mortgage Processor

LOL!  This is great!  Thanks for the laugh.

 

Love your wit! 

May 05, 2008 05:56 PM #10
Rainer
26,709
Laura Moore Godek
Laura Moore Godek, PC - McHenry, IL

You weable to put a humorous spin on the situation.  Thanks for the laugh.

May 09, 2008 04:21 PM #11
Anonymous
Post a Comment
Spam prevention

Accessibility option: listen to a question and answer it!

To submit the form,
drag the clip to the circle on the side.

Type below the answer to what you hear. Numbers or words, lowercase:

Show All Comments
Rainer
17,353

Mike Tullio

Kroboth & Helm Mortgage Company
Ask me a question
*
*
*
Spam prevention

Accessibility option: listen to a question and answer it!

To submit the form,
drag the sunglasses to the circle on the side.

Type below the answer to what you hear. Numbers or words, lowercase:

Additional Information